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New Heights Finance

image of New Heights Finance
image of New Heights Finance

About – New Heights Finance

New Heights Finance Solutions is a bridging finance service for personal or business loans.

Our services cover, unsecured business loans, personal loans, pension bridging, provident fund bridging, home sellers bridging, property equity release, purchase order advances as well as many others.

Personal loans

Our personal loan service gives you the opportunity to apply for a loan ranging from R4 000 up tom R150 000. Unfortunately, we will not be able to assist you, should you have any credit issues.

Loan conditions for approval

  • You must not have any credit issues and your credit record should be 100% clear
  • You cannot be listed on the credit bureau listings
  • You need to consent to a credit check
  • You may not be above the age of 65
  • You must earn at least R3, 000 per month and be permanently employed 
  • If you are self-employed – you will need to provide an employment record/ bank statement and pay advice.
  • You must agree to receive marketing material, but may opt out at a later stage
  • Your loan repayments must be paid by EFT into the same account as your salary is paid into

Information we need to process your application

Once you are sure you meet all the necessary criteria, it is as easy as filling in our online loan application form. Once this has been completed one of our personal loan consultants will contact you.

We will need your name, surname, ID number, cell phone number and a working e-mail address. You will need to consent to a credit check by accepting the terms and conditions.

If you have any queries during the application process, please e-mail us at feedback@journeybeyond.co.za

Services – New Heights Finance

Our unsecured business loans are perfect for SME, SMME funding, company funding or small businesses. Your business must have been operational for at least 6 months and have sales of R1 million in the last 12 months.

Our business loans range from R 50 000 to as much as R1, 5 million.  These loans are unsecured there is a 3-day approval process and we aim to have the funds available to you as quickly as possible.

Property bridging

Our property bridging loans covers a wide variety of options including seller proceeds bridging, estate agents commission bridging, loans against your property, rates and tax advances, transfer duties advance, further bond bridging and switch bond bridging.

Sell and receive

Once you have sold an asset, such as your house, the money can sometimes take a while before you are able to access it. In this type of loan, we will give your money now so you don’t need to wait. We will be able to lend you up to 80% of the proceeds of the sale and we aim to have the money available to you within 24 hours after the sale of the asset has been completed. We will be able to give you the cash you need now until the funds from selling your house are available in your bank account. Terms and conditions apply.

Loose asset bridging

When you are in need of cash quickly you can use one of your loose assets to secure your loan. These assets refer to assets that can be sold, non-property assets, for example, jewellery, excess stock, cars, trucks, bikes, tools and machinery. These must have the value of at least R 75 000 up to R 50 million.

These personal loans are referred to as asset back lending or asset-backed loans and can be approved within a few days. We will then convert your asset in question into cash value. Your assets will the property of the lender until your loan amount has been repaid in full. The lender will store the asset in a secure location and charge a 10% per month fee as well as an initial initiation fee.


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Summary of Services

  • BLACKLISTED Loans
  • PAYDAY Loans
  • INSTANT Loans
  • ONLINE Loans
  • CASH Loans
  • PERSONAL Loans


New Heights Finance - We bridge the finance gap

If you have retired, been retrenched or been dismissed and you are in need of money quickly, we will allow you to borrow a portion of your pension or provident fund settlement, while you wait for it to be paid into your account.

Pension bridging

We can give you the cash you need while you wait for your payment. We will need proof that you are getting a pension or provident fund settlement from a reputable company and that the policy will be maturing within at least 4 months.

Death claims

Sometimes death claims can take a while to pay out, this becomes problematic when you are in need of cash to pay the funeral expenses. If you have been approved and are awaiting a payout for your spouse’s provident or pension fund, we will be able to advance you a portion of that amount in the form of a personal cash loan.

Retirement annuities

Contact us to find out how we will be able to help you secure a bridging loan against your retirement annuities.

Road accident fund cash advance

If you have been involved in a road accident and your claim has been approved, there is no need to wait for your claim to be paid out. We can offer you a bridging finance quick loan against your RAF claim and the money will be available to you within a few days, subject to approval.

No credit checks

For this type of bridging loan we do not require a credit check, there are no upfront costs, no hidden costs and no risk. Even our blacklisted clients will not be turned away. This process is quick, easy and safe.

There is no risk or obligation to apply. You will only be charged a small fee in order for us to advance the bad credit loan to you. This will only need to be paid once your claim has been paid out.

You can easily apply online and a quote will be sent to you. If you agree and sign the quote and you have approval from your attorney, the cash will be deposited into your account. You will be able to get up to 50% of the claim amount and only pay our fee, once you have been paid.

To contact us simply contact us by email in order for us to track your enquiry and provide you with feedback as quickly as possible.


Customer Reviews & Testimonials

 Contact Details

Erasmus Rd, Margate, KwaZulu-Natal, 4275, South Africa
Ph: 083 768 2704
Fx: 0866 161 540
Em: info@nhfinance.co.za

 Postal Address

PO Box 1583, Wandsbeck, 3631, South Africa

 Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:30
  • Saturday Closed –
  • Sunday Closed –