Rating based on 1,580 reviews
About – Loan Seekers
Loan seekers will find you a loan when you need it most. We will send your loan application to a number of different lenders, giving you a higher chance of a successful application.
We do the running around so you don’t have to. All you have to do is sit back and relax while we find the personal loan solution to help you get back on track financially.
Easy to apply
To apply is very easy all you have to do is fill in our online loan application form with the following details:
- First name
- Last name
- Contact number
- Email address
- ID number
- Loan amount
- Supporting documentation
- Be 18 years old or older
- You must be a South African citizen to apply
How much may I borrow?
Our different lenders offer online cash loans for as little as R1 000 to as much as R200 000 with very easy repayment options.
How much interest will I pay?
Interest is charged at 5% per month and 16-60% per annum.
Apply even if you are blacklisted
Even if you are blacklisted we may still be able to grant you a loan for bad credit. Apply for a no obligation loan to see if you qualify.
Choose between our easy loan repayment schedules of between 6 months and 60 months, depending on the loan agreement.
Services – Loan Seekers
Financial turtle member benefits
To add value to your short term loan you will be added as a financial turtle member and have access to a host of different membership benefits. These include:
- Loan seeking service
- Debt review assessment
- Assistance with your Last Will and Testaments
- R3 000 Family funeral cover
- Funeral support assistance
- Body repatriation services
- Legal services
- Emergency medical assistance
- Trauma and assault counselling
- Personal health advice
- HIV protection treatment service and counselling
How much is the membership fee?
To gain access to all these amazing benefits you need to pay a once off registration fee of R199. The membership fee is only R99 per month, which is great value benefits for the money you will pay and it would be difficult to get all these benefits for such a small fee.
We offer membership benefits and quality service as well as help through the application process. We will do everything in our power to help your application get approved for the loan you need when you need it.
Loan seeking and serving
We will seek a personal loan for you that best suits what you are looking for while saving you effort and money.
We will seek and find you loans including personal loans and vehicle financing
Other fees that apply include:
- The initiation fee – you will be charged 15% of the total loan amount of up to R1 000, after that 10% plus VAT
- Service fees – of R50 per month plus VAT
Summary of Services
- PERSONAL Loans
Loan Seekers - We will find you the best loan
We will negotiate the best interest rate and repayment terms for you. We will assist you with your loan application so that it has a better chance of being approved.
If there is something that would cause your payday loan application to be declined, we will let you know and try and help assist you with finding a solution so that your application can be approved.
You will have access to our debt counselling service for free, you will not need to pay an application fee and we will help to offer you debt relief if you have been approved. If you would like to know more about debt counselling please send us an e-mail on firstname.lastname@example.org
Funeral cover for your family
As an added benefit you will have access to our family funeral cover policy. This policy will pay out R3 000 should anything happen to anyone in your immediate family. This policy covers your spouse or partner and up to 7 children
You will need to notify us of the death and apply for the benefit. You will need to supply a death certificate and proof that the person who died is part of your immediate family.
What is a repatriation benefit?
This benefit will pay for your deceased member’s body to be moved from the place where they died and relocated to where the person would need to be buried. If the burial is more than 100 kilometres away and still in the borders of South Africa.
Emergency medical assistance
Should you need emergency medical assistance we are on call 24 hours a day this covers you for the following:
- Heart attacks
- Snake bites
- Gunshot wound
- Other wounds
- Motor vehicle accident
Legal advice service
This legal services package includes:
- 24-hour telephonic legal assistance
- Assistance with legal documents and contracts
- A 30-minute consultation with a legal professional
Personal health and advisory services
This service grants you a 24 hour, 7 days a week to a professional healthcare provider. You will receive unlimited access to free telephonic advice from professional care providers and nurses.
Other assistance includes:
- Emergency medical advice and information on your health
- Pregnancy questions – ask our experts any pregnancy question 24 hours a day
- Trauma and healthcare advice and assess to counselling.
- HIV assistance, education and information
Our HIV protection treatment service and counselling include the following:
- 24 hours of advice and trauma counselling
- Post-traumatic stress counselling
- 3 psychiatric consolations with a professional for every incident where the member may have been in danger of getting the HIV infection.
- 3 HIV blood tests per incident
If you are HIV negative then you will have access to the following:
- A 30-day starter pack of antiretroviral medication
- A 7-day treatment pack to prevent STI (sexually transmitted infections)
- The “morning after” pill
Last will and testament
The last will and testament benefit will assist you in making your last will and testament. If you do not have the last will and testament the state will be able to divide your assets after taking a large chunk and then settling any outstanding debt like personal loans and a mortgage. This can often leave your family with very little this is known as dying intestate and is very traumatic for your family at an already difficult time.
Customer Reviews & Testimonials
Loan Seekers surely know how to treat their customers. I got a response from my loan application on the same day.
— Kimberly —
With the interest rates I am paying at Loan Seekers, I am still able to pay my other financial obligations.
— Brits —
The consultants at Loan Seekers ensured that I understand all the terms and conditions after my loan application was approved.
— Port Edward —
Loan Seekers will never allow you to take a loan that will prove to be difficult for you to pay in the long run and that is why I recommend their services.
— Margate —
Ph: 074 123 8235