Rating based on 48 reviews

MBC Finance

  • Personal loans up to R150,000
  • Low-interest starting from 38%
  • Repayment up to 72 months

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MBC Finance homepage
Author MBC Finance. Screenshot of MBC Finance website.
[Accessed May 13, 2018]

MBC Finance - Get approved for a loan fast

MBC finance has been in business for over 14 years. We offer personal loans and are compliant with the National Credit Act. We have assisted thousands of South Africans with loans and we continue to grow each year.

When you need some quick cash in a hurry MBC finance can lend you up to R2000 and you will have 30 days to pay back the loan. All our terms are fixed so that you have complete control over your finances and no nasty hidden costs.

Fast approval rate

The fact that you need a loan means you need some money in a hurry, waiting for that phone call to see if you have been approved or declined can be agonizing. We want to put your mind at ease as quickly as possible.

We will review your application and give you an outcome as soon as possible. If you have been approved, you will get your personal loan paid directly into your bank account on the very same day. If you have been declined then we will let you know why and put you in touch with a debt counselor to help you take control of your finances.


With us you get speedy loans

We offer speedy payday loans with a great interest rate and a fast approval rating.

We offer short-term loans, long-term loans. If you have been blacklisted, contact us so that we can see if you might still qualify for a loan. If you have a bad credit record, we might still be able to assist you.  

Payday loans

A payday loan is a loan agreement that needs to be paid back in one payment on your next payday. These loans are very convenient when you need some extra cash to make it through the month. Or an unexpected expense pops up.  Simply apply online and if you are approved, you will be paid the money on the same day.

Application requirements :

  • A copy of your South African ID
  • Your latest payslip
  • A copy of your last 3 months' bank statements
  • Proof of residence not older than 3 months

These supporting documents can be uploaded easily and this method eliminates paperwork.

We will give you an answer online so there is no need for irritating phone calls, making the personal cash loan application process simple and convenient.

MBC Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 38%
  • Loan Amount up to R150,000
  • Repayment 2 months to 72 months

Benefits of MBC Finance

  • No endless paperwork
  • Quick and easy online applications
  • Affordable personal loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

MBC finance - Affordable loans

Our short-term loans are offered for when you need a little more cash than a payday loan and you will be given a longer period of time to pay back the money. 

Use our simple to understand online calculator to choose the amount you would like to borrow and how long you need before you can pay it back. Choose your amount and your repayment terms. Our short-term loans are very affordable.

Repayment terms

To repay your instant loan, I very simple as there is no need to come into the office to make payments. We set up a debit order for you so the loan is paid for every month without you needing to worry about it. This ensures you don’t miss a payment and will keep a clean credit record.

You will be charged a once-off initiation fee, a service fee and be given a favourable interest rate. Our fees have added VAT included your repayment terms will depend on your loan agreement. The longer you take to pay back the loan the less interest you will pay.

Failure to make payment

Sometimes life gets complicated and you have no option but to miss a payment on your loan, or your debit order bounces let us know that you have a problem and we will try to assist you however we can. If you don’t let us know we will add late fees and other penalties. Your credit record could also be adversely affected if you continue to miss payments.

Quick cash now

The approval process is done completely online, you will be informed via e-mail if your bad credit loan application has been approved or declined. If you are approved, we will send you a contract which you must sign. Once you have signed the contract and returned it via e-mail the money will be paid directly into your bank account.

Credit check

To ensure that you will be able to afford to pay back your loan, we do perform a credit check. Our system can easily discern if you will be a high-risk client or if you have a good credit score. If you don’t miss any payment and stick to your loan agreement, then this will reflect positively on your credit record for the future. 

The entire process can be completed online from start to finish and unless you would like to speak to a consultant all correspondence is done via email for your added convenience.

How to apply

Our application process can be completed online. Simply log onto our website, fill out the online loan application form and upload your supporting documents and one of our knowledgeable consultants will give you a call.

If you prefer the old school approach you can visit one of our offices from Monday to Friday 8 am – 4 pm or on Saturdays from 8 am – 11 am.  We will then give you advice and help you fill in the relevant documentation.

Personal loans as easy as 1, 2, 3

We offer personal loans of up to R 10 000.00 that you will have up to 48 months to repay, depending on your loan agreement.

Step 1

Fill out our online application form to see if you qualify. You will need to follow to apply:

  • You must be a South African citizen and be employed currently
  • Copy of your valid South African ID
  • 3 months bank statements
  • Proof of residence
  • Copy of your latest payslip

Simply upload your supporting documents online.

Step 2

If you have been approved our consultant will send you a pre-approval email

Step 3

Return the contract once you have signed it and once we have received it, the fast loan will be paid directly into your bank account.

Contact us

If you have any trouble during the process, please give us a call on 031 902 9225

Customer Reviews & Testimonials

September 2018

The interest rates that I am paying at MBC Finance are worth my credit deal.

Maxine P
— Boksburg —

February 2019

I was assisted from the beginning of my loan to the end. It is rewarding to find that there are still credit providers that go out of their way to ensure that a client gets ahead.

Nthabiseng S
— Krugersdorp —

MBC Finance Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed