The Loan Company

The Loan Company is a privately held, licensed lender. They allow you to put your assets up as security for credit.

They don’t:

• lease equipment
• offer hire purchase activities

Asset loans are ideal for people and enterprises who require quick cash. By borrowing money and using your assets as collateral, you can get cash without applying to a traditional financial institution. This enables you to avoid strict lending requirements and restrictions.

The loan might be backed by several valuables and other items. Your assets are kept in a secured location. Once your loan has been paid off, your assets will be returned to you.

The Loan Company will assess the loan's worth in relation to the assets. The process is completely safe and discreet.

Use your assets to get a loan

You can use your fixed or movable assets as surety to access a short-term loan. If you need any clarity about whether your particular assets can be used, they will gladly advise you.

If you want to use a vehicle as collateral the vehicle must be paid up in order for it to be used.

Their goal is to help people and businesses who need an immediate and flexible short-term loan solution or bridging funding and are looking for quick turnaround solutions. Their stockholders provide all of the money for their independent business.

This has a benefit for you in that the only qualification factor that matters is the asset's worth that will be used as collateral for the loan. The Loan Company will assist you if you wish to obtain a loan using an asset as collateral.

Access money quickly

They’re a privately held and licensed credit company with a straightforward and problem-free application procedure. Your loan could be in your bank account within hours.

They guarantee to better a written quote and protect your privacy and they treat every client with complete discretion.

They provide loans against assets to individuals and businesses. So, if you need quick cash and have an asset or assets you can use as collateral you could get access to instant cash.

Their services include unsecured loans, debt consolidation loans, and bridging finance loans.

They provide flexible repayment terms, with loan amounts up to R150,000. The Loan Company also offers competitive interest rates, and their application process is simple and straightforward, with quick loan approval and disbursement times.

How much credit you’ll be able to access

Their loans start from as little as R5000 however, this is dependent on the value of the asset(s) you provide as collateral. The greater the value of your asset the hight the loan that you can access.

Your assets will be kept in a safe and secure location, and they’ll insure it while it’s in their possession. They do however recommend that you maintain the insurance on your vehicle if you’re using it as collateral.

Loan repayment

Loans must be repaid within the agreed period. All loans are interest bearing and the loan plus the accumulated interest must be repaid in full within the 61–90-day period you’ve agreed to.

 Possible credit uses

• Consolidating debt: If you have multiple debts, such as credit card debts, store accounts, or other loans, you can use a debt consolidation loan from The Loan Company to consolidate all your debts into one easy-to-manage loan.
• Home improvements: If you need to renovate or improve your home, a personal loan from The Loan Company can provide you with the funds you need to make the necessary upgrades.
• Emergency expenses: If you have an unexpected expense, such as a medical emergency or a car repair, a personal loan from The Loan Company can help cover the cost.
• Education expenses: If you need to pay for tuition fees or other education-related expenses, you can use a personal loan from The Loan Company to finance your studies.
• Wedding expenses: If you are planning a wedding and need extra funds to cover the costs, a personal loan from The Loan Company can help you pay for everything you need to make your big day perfect.