Rating based on 73 reviews

FNB Loans

  • Quick loans up to R300,000
  • Low-interest starting from 13.5%
  • Repayment up to 60 months

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FNB homepage
Author FNB. Screenshot of FNB website.
[Accessed January 30, 2023]

Use FNB for dependable loans

Okay, so you've hit a financial speed bump and it seems like things are falling apart. Maybe you're feeling discouraged at the moment. Before you think all hope is lost, take a look at what FNB Bank has to offer.

Great things happen when you have the right people in your corner. This has been a big part of the success of FNB Bank. They've been getting behind people financially for many years. If a quick loan is what you need, you have chosen the right team.

A little history lesson

South Africa's history is rich. A part of this history has included FNB Bank since 1838. Through the years and financial trials that the country has faced, FNB Bank has stayed true to its roots.

They started the bank on good values. They've gone above and beyond ensuring those values stayed in check through the years, never offering less than the best.

There's no doubt that FNB Bank has come from humble beginnings to the great success it is today. They've always strived to bring South Africans innovation and excellence.

Focused on the environment

Creating a sustainable future is a high priority for FNB Bank.

With a focus on many different aspects of the environment, it's clear to see they care a great deal about Mother Earth. They're involved in many community projects too.

Everything from saving paper to conserving water and energy, FNB Bank has thought of it all. They have a dream to make the world a better place and are actively doing their part.

Loans up to R150 000

If you're only used to the best, you've hit the spot with FNB Bank. They know that the most important part of success is the service you receive.

Nothing less than outstanding customer service is acceptable to them. Keeping you happy and financially well-looked-after has made them what they are today.

With an ever-increasing customer base, there's little debate that they know what South Africans want. They bring you innovation and up-to-date technology to constantly stay ahead in the game.

A Quick loan for a quick solution

Getting by sometimes just proves a little more difficult now and then. There are many different financing options available, depending on your needs.

A quick loan is one of those options. At FNB Bank you can get a quick solution to your financial dilemma. This is a short-term financing option that is easy and fuss-free to obtain.

Don't allow that unexpected vet bill or the car breaking down on your way to work, to get you down. Let FNB Bank help you make life easier with their quick loan.

Sort out your budget before you apply

The most frustrating thing for many people is a budget that does not add up. Being able to plan your finances gives you peace of mind. FNB Bank knows how important it is to plan ahead and for this reason, it's put together a whole range of tools and calculators.

This is a great way of knowing how much funding you can apply for in terms of affordability. This reduces your chance of getting turned down.

FNB – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 13.5%
  • Loan Amount up to R300,000
  • Repayment 30 days to 60 months

Benefits of FNB

  • Access to additional funds up to R300 000
  • A fixed repayment term of up to 60 months
  • A personalised interest rate from as low as 13%

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

FNB - They'll save you time and effort

The application process for a quick loan at FNB Bank is true to its motto of simplicity.

The application takes only a few minutes to complete. Before you jump right in, you need to make sure you have some documents on hand.

Required documents: 

  • Prove your identity and legal age by having a copy of your ID document.
  • Any recent account will be sufficient as proof of your current address.
  • Your income can be proven by your three latest payslips or a letter of employment.
  • To see if you can afford the quick loan, your latest three bank statements can show income as well as expenses.

Now that you know what you need you're ready to move to the application process.

The application:

Step one:

Navigate to FNB Bank's web page. From there you can make use of the handy loan calculator to generate an estimate of what you can expect to pay monthly. After you receive the estimate, you may click on apply now.

Step two:

You are now on the application page where you are required to enter your details as well as your employment details. When you are done you can submit your application along with the relevant documents.

Step three:

Your application will be reviewed and you will receive an offer. If you accept the offer they will send you the contract for your signature. As soon as you send it back, the deal is sealed.

Step four:

As soon as your fast loan is approved, the funds can be available in your account on the same day.

FNB Bank puts you first

Getting funding from a trusted lender is the most important part of borrowing money. You need to make sure that you choose a lender that has your best interest and financial well-being at heart.

Choosing FNB Bank is a smart and trustworthy choice. They are a company with deep roots and rich history of assisting South Africans responsibly. Don't delay, simplify your life from today with a quick loan from FNB Bank.

Benefits of choosing FNB Bank 

  • They offer tailored fixed interest rates.
  • The repayment stays the same throughout the whole term.
  • There are no penalty fees for settling your loan early.
  • They offer a payment holiday in January if your loan is paid up to date.
man holding thumbs up

FNB is a trusted & reliable provider of quick loans

In our review, FNB adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ FNB is a registered credit provider in South Africa: NCRCP 3377

Customer Reviews & Testimonials

January 2019

Loans they offer are very flexible, suitable for a wide range of people.

Mariam D
— Pretoria —

July 2018

The application system is not overwhelming like anyone could have thought. In fact, everything is very simple and easy to understand.

Veronica P
— Johannesburg —

March 2018

True to its reputation, FNB is the best loan lender. I had a great experience with them.

Ennicah P
— Bloemfontein —

August 2021

I was super impressed with the outstanding service I received at FNB Bank. They assisted me with all my questions and the application form. I applied for a quick loan with them and got paid out i...

Ncamani F
— Durban —

October 2021

I felt like there was no way out of my money problems. A friend told me about their success at FNB Bank and I decided to apply. I got a quick loan from them in record time. They are a great lende...

Minnaar C
— Pietersburg —

November 2021

I have been banking with FNB Bank for many years and I have never encountered such outstanding service. They are always ready to assist when you need them to. It was no different with my quick lo...

Mathee J
— Sasolburg —

FNB Contact

Physical Address

FNB Universal Branch Code

  • 254005

Postal Address

  • PO Box 1153, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 09:30 – 15:30
  • Tuesday 09:30 – 15:30
  • Wednesday 09:30 – 15:30
  • Thursday 09:30 – 15:30
  • Friday 09:30 – 15:30
  • Saturday 08:30 – 11:30
  • Sunday – Closed