Rating based on 1,194 reviews


FNB Bank

image of FNB Bank
image of FNB Bank

FNB Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP3377


About – FNB Bank

At FNB, we are delighted to announce that we have been rated as one of the most transparent and dependable lenders in South Africa. We offer financial assistance to any South Africans with varied financial needs.

We are listed as one of the top 5 banks in South Africa, especially when it comes to giving out credit. Responsible lending means more to us than just doing a credit check to ensure our clients can afford their short-term loans.

We support responsible lending

We also ensure that we only give you the cash quickly and a monthly repayment that you can afford. We ensure that every client is treated in a professional manner and that they are not overcharged on their loans, and we offer all South Africans fast loans to suit their individual needs. 

Tailored to your needs

We offer you personal loan options tailored to your individual needs. Our flexible products range from interest rates right through to risk management products.

When you apply, a skilled consultant will guide you throughout the loan process and help you to choose the best option to meet your financial requirements. At FNB, we make it easy for you to adapt your loan without occurring penalties or paying additional costs in the process.

We take pleasure in rewarding you for early loan settlement rather than penalising you for paying before the set repayment date. This feature looks great on your credit score and we will ensure that we update the credit department on your behalf.

Services – FNB Bank

When it comes to loans, both short-term and long-term, we are the leader in transparent and responsible credit lending.

We offer affordable and flexible financial solutions to all our clients. From businesses to individuals, more and more people are switching to FNB as their preferred credit and banking services provider.

Loan application

You can visit any of our many branches and apply for a loan in store. For maximum convenience, you can use our online loan application. This application is designed to be user-friendly and hassle-free. Your personal details are safe with us, as we use encryption software to ensure online safety.

Loan application requirements

We offer quick loans ranging from R1000 up to R150, 000 at a 10.50% interest rate. You can choose the length of your loan term, which ranges from 30 days up to 60 months.

You can choose between unsecured or secured loans depending on your situation and the collateral you may or may not have, and with an average processing time of 15 minutes, we can get you the cash you need quickly.

In order to apply, you must be older than 18 years, but younger than 65. The documents that we require with your online loan application include your South African ID, pay slips, bank statements, and proof of residence. These documents can easily be uploaded onto our online platform accompanied by your detailed loan application


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Summary of Services

  • EMERGENCY Loans
  • CASH Loans


FNB - We will save you time and effort

When you apply for a loan with FNB, you can take advantage of our low-interest rates, fast processing time and excellent, professional service.

We will save you time and effort in every way we can when you apply for a personal cash loan with us.

The FNB team

At FNB we pride ourselves on our years of experience in the financial industry. We are passionate about the industry and will ensure you reap the benefits of our expertise.

Every staff member we employ is well trained to assist you in making the best financial choices. Our consultants will always be friendly and helpful, and due to these characteristics, we have gained great popularity between clients and businesses as a trustworthy and respected lender.

You can expect transparency with FNB, as there are no hidden costs, and we will help you manage your day to day cash flow!

Modern financial provider

Over the years the way we bank has changed dramatically. We are always changing banking to suit your ever-changing needs. We simplify banking and lending procedures.

If you are already a client and need to apply for a fast loan online, you simply log into your online account and the chances are likely that there is already a loan offer waiting for you.

Loan calculator

Our online platform includes a loan calculator whereby you simply enter the amount you need to borrow and the length of the term for repayment. The loan calculator will show you your exact monthly repayment amount as well as added interest.

As soon as you accept the terms and conditions of your loan agreement and sign the contract, your money will be paid into the account of your choice.

FNB is a great choice if you need instant cash from a transparent and reliable lender. With an average processing time of 15 minutes, we ensure you get the credit you need for those cash emergencies.  Apply today for effective low-cost financial solutions with FNB!


Customer Reviews & Testimonials

 Contact Details

Simmonds St, Johannesburg, Gauteng, 2001, South Africa
Ph: 087 575 9404
Fx: (011) 371-2257
Em: info@fnb.co.za
Em: care@fnb.co.za

 Postal Address

PO Box 1153, Johannesburg, 2000, South Africa

 Universal Branch Code

FNB Bank’s universal branch code: 254005

 Opening Hours

  • Monday 09:30 – 15:30
  • Tuesday 09:30 – 15:30
  • Wednesday 09:30 – 15:30
  • Thursday 09:30 – 15:30
  • Friday 09:30 – 15:30
  • Saturday 08:30 – 11:30
  • Sunday Closed –