Rating based on 76 reviews

RCS Loans

  • Quick loans up to R125,000
  • Low-interest starting from 15%
  • Repayment up to 60 months

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RCS Loans homepage
Author RCS Loans. Screenshot of RCS Loans website.
[Accessed May 13, 2018]

RCS Loans -We are the leading online lender

At RCS, we are a well know financial brand and a leading online lender offering affordable cash loans in South Africa. 

We can help you get cash fast in the case of financial emergencies. We supply quick cash loans as well as larger loans and you will benefit from our speedy cash loan service if you need the money fast.

Fast turnaround times

We understand that when you need a cash boost, you do not want to wait. We are able to supply you with one of the fastest turnaround times in the industry. Just ask our clients! We guarantee that you will receive the payday loan you need to solve all your financial problems.

Our team is passionate about finance

We are one of South Africa’s leading lenders and our reach even extends to Namibia as well as Botswana. We have a team of passionate and professional consultants who will offer each individual personalized service.

As soon as you apply for an instant cash loan with us, you will be assigned to a consultant who will help you throughout the process.

Our consultants have years of experience to help you get the best possible loan to suit your needs. You will always be treated in a helpful and professional manner when dealing with the staff of RCS Loans.

Get your cash loan within 24 hours

We offer our clients a wide variety of online loans and products. Everything you need is online and available through the support line.

With our fast loan processing times, great customer service, and our flexible repayment terms, we make it very simple for you to get the cash you need.

Unsecured loans

We do not require any collateral or security of assets. We will save you time and effort with our online loan application and you will not suffer from endless paperwork. We provide you with quick cash loans when you need them, furthermore, it’s all completely online.

Value-added benefits

You can obtain a personal loan of up to R125 000 to use as you see fit. Our repayment terms are flexible and range between 12 to 60 months.

You will receive instant notification when your application has been approved.  As soon as you are approved, you can expect to have the loan amount in your account within 24 hours.

The application is completely paperless to maximize your convenience and our maximum interest rate is 28% per annum. Thus ensuring you will receive the lowest interest rate on your quick loan.

RCS Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate 1527.75% p/a
  • Loan Amount up to R125,000
  • Repayment 12 months to 60 months

Benefits of RCS Loans

  • PERSONAL Loans
  • BAD CREDIT Loans

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

RCS – We are the ideal option to solve your financial troubles

With RCS, you will receive the decision about your loan approval instantly. Fill out the short application form on our website and a consultant will contact you immediately.

Applying for a short-term loan with us is quick and hassle-free and our online application has been designed to cater to all levels of individuals when it comes to using the internet.

Loan terms and conditions

To qualify for a loan, you must be employed full-time with an active email address. You will be subject to a credit check when you apply for a loan. The documents we need from you in order to process your application includes your South African ID, pay slips, bank statements, proof of address, and a utility bill no older than 3 months.

Immediate loan approval

We offer quick cash loans from R1000 up to R125, 000 at an interest rate of 28% per annum, with loan terms ranging from 12 to 60 months. With our online application, you can expect an average processing time of 24 hours.

You can also visit one of our many branches and apply in-store with a consultant if you prefer. We offer both secured and unsecured loan options, and blacklisted clients can also be considered for a bad credit loan.

RCS is a great choice when you need a reliable, transparent lender. With our renowned reputation in the industry, we guarantee that you will only receive the best services and online loan products in today’s financial market. Apply today with one of our expert consultants.

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RCS Loans is a trusted & reliable provider of quick loans

In our review, RCS Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

RCS Loans is a registered credit provider in South Africa: NCRCP 38

Customer Reviews & Testimonials

February 2018

The payment term is quite reasonable and flexible, I was able to choose from the set time, which was a big relief.

Monique W
— Durban —

May 2018

I was buried in financial crises and thanks to RCS, I am now able to live my life normally.

Harrison C
— Johannesburg —

October 2018

I am glad I chose RCS, it was a really good choice.’

Sven P
— Pretoria —

RCS Loans Contact

Contact Number


  • not available


Physical Address

  • Liberty Grande Building, Voortrekker Rd & Jakes Gerwel Dr, Townsend Estate Cape Town Western Cape 7460 South Africa
  • Get Directions

Postal Address

  • PO Box 111, Goodwood, Cape Town, 7459, South Africa

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed