RCS Loans

If you need a short-term loan that pays out with the least bit of effort, RCS Loans could have just what you’re looking for.

They offer a range of financial solutions, from short-term loans to store cards and insurance products. Working in association with many leading retailers, they offer you innovative credit facilities that simplify your life.

The core purpose of RCS Loans

RCS Loans was established to offer you a simple, hassle-free, and uncomplicated credit solution. They wanted to improve your life by offering products and services that add value. RCS Loans offers you convenience, peace of mind, and comfort with each of its products.

Who are RCS Loans?

RCS Loans was established in 1999 with the sole purpose of offering South Africans a credit solution that would simplify their lives.

They operate as an independent provider of financial services in South Africa, Botswana, and Namibia. Since its establishment, they’ve provided more than 1 million customers with innovative financial solutions.

What is a short-term loan?

A short-term loan is a credit facility that’s easier to obtain than other options. Usually, there are no lengthy application processes or long waiting periods for loan approval.

This form of credit has become more popular over the years as it offers instant decisions on online loans and the payout could be instant or paid out within 48 hours after you complete the application.

A unique service

With so many credit facilities on offer, what makes RCS Loans stand out most you might wonder? Their partnership with various retailers sets them apart from the rest.

By partnering with retailers, their credit facilities offer you more competitive offers and lower rates which you can’t access elsewhere.

When it comes to service delivery, RCS Loans has set the bar and they strive to keep raising it.

You can expect outstanding customer service and products that are relevant, useful, and innovative. They’re dedicated to offering you up-to-date products that offer practical use over the long term.

A short-term loan credit solution

With an RCS Loans short-term loan, depending on your current credit profile, you could enjoy quick loan amounts ranging between R2,000 to a maximum of R250,000.

This credit option allows you repayment periods from 12 months to 60 months. You could enjoy interest rates starting from as little as 15%, depending on your credit profile.

They offer you a paperless application that’s quick to complete and easy to understand. Once you’ve completed the application, you’re presented with an instant decision.

RCS Loans are paid out within 24 hours. You enjoy coverage on your loan through the customer protection insurance that’s included in your fees.

What is customer protection insurance?

Customer protection insurance (CPI) is insurance that’s added to your loan to protect you from a range of unforeseen events that would affect your credit repayments.

Should something happen to you and you become permanently or temporarily disabled, suffer a loss of income, or in the event that you pass away, the CPI will then pay a portion of or the entire outstanding loan amount.

With this insurance, you can have the peace of mind that your loved ones won’t be left with debt to pay if you’re unable to pay it yourself.

Understanding that everyone could need a little help now and then, RCS Loans encourages you to contact them should you be unable to pay your loan. They’re always willing to assist you with a workable solution.