Rating based on 1,610 reviews


RCS Loans

image of RCS Loans
image of RCS Loans

RCS Loans is a registered credit provider with South Africa’s National Credit Regulator: NCRCP 38


About – RCS Loans

At RCS, we are a well know financial brand and a leading online lender offering affordable cash loans in South Africa. 

We can help you get cash fast in the case of financial emergencies. We supply quick cash loans as well as larger loans and you will benefit from our speedy cash loan service if you need the money fast.

Fast turnaround times

We understand that when you need a cash boost, you do not want to wait. We are able to supply you with one of the fastest turnaround times in the industry. Just ask our clients! We guarantee that you will receive the payday loan you need to solve all your financial problems.

Our team is passionate about finance

We are one of South Africa’s leading lenders and our reach even extends to Namibia as well as Botswana. We have a team of passionate and professional consultants who will offer each individual a personalised service.

As soon as you apply for an instant cash loan with us, you will be assigned to a consultant who will help you throughout the process.

Our consultants have years of experience to help you get the best possible loan to suit your needs. You will always be treated in a helpful and professional manner when dealing with the staff of RCS Loans.

Services – RCS Loans

We offer our clients a wide variety of online loans and products. Everything you need is online and available through the support line.

With our fast loan processing times, great customer service and our flexible repayment terms, we make it very simple for you to get the cash you need.

Unsecured loans

We do not require any collateral or security of assets. We will save you time and effort with our online loan application and you will not suffer from endless paperwork. We provide you with quick cash loans when you need it, furthermore, it’s all completely online.

Value-added benefits

You can obtain a personal loan of up to R125 000 to use as you see fit. Our repayment terms are flexible and range between 12 to 60 months.

You will receive instant notification when your application has been approved. 

As soon as you are approved, you can expect to have the loan amount in your account within 24 hours.

The application is completely paperless to maximise your convenience and our maximum interest rate is 28% per annum. Thus ensuring you will receive the lowest interest rate on your quick loan.


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Summary of Services

  • PERSONAL Loans
  • BAD CREDIT Loans


RCS – We are the ideal option to solve your financial troubles

With RCS, you will receive the decision about your loan approval instantly. Fill out the short application form on our website and a consultant will contact you immediately.

Applying for a short-term loan with us is quick and hassle-free and our online application has been designed to cater to all levels of individuals when it comes to using the internet.

Loan terms and conditions

To qualify for a loan, you must be employed full time with an active email address. You will be subject to a credit check when you apply for a loan. The documents we need from you in order to process your application includes your South African ID, pay slips, bank statements, proof of address and a utility bill no older than 3 months.

Immediate loan approval

We offer quick cash loans from R1000 up to R125, 000 at an interest rate of 28% per annum, with loan terms ranging from 12 to 60 months. With our online application, you can expect an average processing time of 24 hours.

You can also visit one of our many branches and apply in store with a consultant if you prefer. We offer both secured and unsecured loan options, and blacklisted clients can also be considered for a bad credit loan.

RCS is a great choice when you need a reliable, transparent lender. With our renowned reputation in the industry, we guarantee that you will only receive the best services and online loan products in today’s financial market. Apply today with one of our expert consultants.


Customer Reviews & Testimonials

 Contact Details

Liberty Grande Building, Voortrekker Rd & Jakes Gerwel Dr, Townsend Estate, Cape Town, Western Cape, 7460, South Africa
Ph: 021 597 4000
Fx: 021 597 4727

 Postal Address

PO Box 111, Goodwood, Cape Town, 7459, South Africa

 Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:00
  • Saturday Closed –
  • Sunday Closed –