Rating based on 12 reviews

Wonga

Updated

  • Quick loans up to R4,000
  • Flexible interest rates
  • Repayment up to 3 months

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Wonga homepage

Author Wonga. Screenshot of Wonga website. [Accessed October 4, 2021]

About Wonga

Receive real-time assistance online and get access to quick cash, fast!         

No paperwork, no meetings with bank managers, no waiting for hours, and no phone calls. Wonga is passionate about providing the best deals as effortlessly as possible to the people of South Africa. You can just slide exactly to the amount you need and the term you need it for.

The best part is that you are not forced to borrow a fixed sum you might not need, or pay interest for any longer than necessary. This unique flexibility allows you to say exactly what you need and get it! With Wonga’s modern innovative technology, your application and approval will all take place in just a few minutes. They provide 100% objective and responsible assessments around the clock through their fully automated lending process.

Getting a Quick Loan from Wonga online

Borrow up to R4000 and pay it within up to 3 months if you are a new customer. Borrow up to R8000 and pay it within up to 6 months if you are an existing customer.  Instead of worrying you should just Wonga it! Access quick online loans for the cruel, urgent, and unexpected expenses that want to ruin your day, whether it is urgent bills, highly prized items you truly want or things you almost forgot about. When you need a bit of cash flow to help you out for a few days or weeks, you can rely on these quick loan solutions to do just that.

Wonga Services

They are different from other lenders because of their transparency, unique flexibility, impeccably fast service and they put you in control, that’s right, you decide on the amount and terms you want.

They offer tailored quick loan solutions from as little as R500 and their terms start from only 4 days. The best part is that there are no hidden fees with them as they disclose every single cost upfront, even before you click on apply for a loan you will already know every detail about what you are getting yourself into.

Get the best deal in South Africa

The greatest benefit with Wonga is that you can fully see the costs of the loan upfront; this makes it so much easier. To compare and find the right loan can be a challenge, but not with Wonga! Wonga has so many different offers from a variety of the very best loan solutions in the country.

It is important to understand what factors set them apart from each other; some lenders offer different loan amounts, different repayment terms, charge different fees and interest, some lenders charge additional insurance fees, and some charge fees for late payments. Find the perfectly tailored loan for you in just a few minutes with Wonga today!

Wonga – Quick loan

  • Loan Type Quick loans
  • Loan Amount up to R4,000
  • Repayment 4 days to 3 months

Benefits of Wonga

  • Flexible loan terms
  • Transparent services
  • Best customer services

Quick loan calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Wonga Online Application Process

A complete online process in just 5 easy steps:

In order to apply complete an  easy online process in just 5 easy steps

Steps to follow

Step 1: Use the sliders on the homepage to select exactly how much money you want to borrow and when you want to repay it.

Step 2: You’ll then be able to see the full cost of your loan in real-time. You can click on the [apply now] button once you are happy to proceed.

Step 3: Complete the quick and easy online loan application form.

You’ll have to provide some basic information like your ID number, employment details, monthly income, and expenses as well as your bank account information. They will then immediately advise if you qualify for the loan you want.

Step 4: Income verification.

Once approved, they will then need to verify your income. Have your most recent payslips or bank statements ready for this step.

Step 5: Money transferred to you.

Once they verify your income, they will immediately transfer the money into your bank account. Their repayments will also be collected from the same account.

man holding thumbs up

Wonga is a trusted & reliable provider of quick loans

In our review, Wonga adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Wonga is a registered credit provider in South Africa: NCRCP 12875

Customer Reviews & Testimonials

February 2019

Getting a detailed quote before even applying is the best! Love this company.

Masuku G
— Jamestown —

June 2020

Great, helpful and also innovative service.

Maseko J
— Bellville —

September 2020

They have awesome deals and the best part is that you can choose your own amounts and terms without being forced into anything. Definitely recommend them to anyone.

Howley S
— Gordon’s Bay —

Wonga Contact

Physical Address

  • 1st floor, 14 Kloof Street, Gardens Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed