Rating based on 649 reviews
About – Finance 27
Finance 27 is an online loan company that provides South Africans with instant online loans.
We are open 24 hours a day, which means you are not restricted to business hours, nor do you have to wait in a queue for an appointment.
Instead, we offer all our loans through a convenient online platform to make it easier for our clients. Additionally, we have made our online cash loans affordable to everyone, by lending them out on a short-term basis.
We are experts at what we do
Since we deem ourselves experts in cash, loans, we have the financial capability to address all of your financial requirements, no matter how big or small.
We have a strong history in the financial industry and have a great passion for what we do. Our expert consultants ensure that we deliver the best services during the entire lending process.
Cash solution for all unexpected expenses
Our clients have access to short-term loans of up to R4 000, which they can put towards whatever they desire. We know that life is full of obstacles, and any of us can reach that point where we don’t have enough money when emergencies arise.
Loans for any purpose
At Finance 27, our aim is to get you a loan, no matter the reason behind it. There are no questions asked, no hassles and no waiting in long queues. You can also be sure that you’ll receive your payday loan with no hidden fees.
Services – Finance 27
We provide our clients with both short and payday loans when they are found to be struggling with keeping financially afloat or simply if they require a cash boost.
How much can you borrow from us?
If you are a new client to Finance27 you have the option to borrow anything between R500 and R2 500, but if you are an existing client you can borrow up to R4 000.
We have incorporated an online platform that ensures our clients have faster access to their cash than before, due to our latest technology that is working in the background of our quick loan services.
Our groundbreaking online platform can assess your application in no time, do a credit check and provide you with funds, all within 24 hours!
Can you get a loan with bad credit?
Due to the National Credit Act, we are obligated to perform a credit check on all our clients before we can approve you for a short term loan.
This does not mean that there is no hope for you if you are blacklisted or have bad credit. Before making a decision, we have considered the holistic picture and the extent of your credit history.
How we evaluate your loan
We assess your monthly income and all your expenses when evaluating your loan, to ensure you can repay your monthly instalments. Unfortunately, we are unable to assist those who are under debt review or under debt counselling.
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Summary of Services
- QUICK Loans
- PERSONAL Loans
- SHORT-TERM Loans
Finance 27 - Simple, fast loan solutions
We know that there is only so much time in a day, that is why we have made our loan process as simple as possible to provide you with the much-needed funds are you after.
Our support team is dedicated to you
We believe that simplicity improves the lives of our clients, therefore through our interactive and innovative processes, we have a support team of dedicated financial consultants who can assist you with any financial worries.
How to obtain money from us?
You have to be a permanent South African resident and older than 18 years of age in order to qualify for a personal loan with us. You’ll need to provide us with your banking details, as well as a proof of income.
How to apply for a loan
If you want the application process to get started as soon as possible, you can access the online loan application form available online on our website. Be sure to provide us with personal information such as your expenses and income, address, contact details and employment information.
We will also require your banking details in order to arrange a debit order for your monthly short term loan instalments to be deducted on the same day of each month.
We ensure our processes and applications are safe and secure
We respect our client’s privacy and all our dealings are confidential. We are an accredited member of the NCR and therefore ensure that our clients borrow responsibly. This means that we don’t lend our clients more than they can afford to pay back.
Terms of your monthly repayments
Your monthly instalments are calculated in accordance with the amount of cash we are lending you. We ensure our clients can afford to pay a fixed amount monthly, by including the interest rates and other fees in their monthly instalments.
Taking care of our clients by being available 24 hours a day means providing our clients with only the best lending services. Our aim is to always be there for clients who need a bit extra cash in the form of a fast cash loan to get them through those rough times that we are all capable of experiencing.
Customer Reviews & Testimonials
I found myself in a difficult situation that I thought I would be unable to escape this month. Juggling an unexpected debt along with the general bills that needed to be paid made put me in a sticky situation. But thanks to Finance27 I was able to obtain a short-term loan to help get me through the month.
— East London —
I was taking the taxi home and heard about Finance 27 from a passenger on the drive home. With the help of my new friend’s recommendation, I was able to apply for the finance I needed right there on my Smartphone. Wonderful online services!
— Butterworth —
After receiving an unexpected phone call for a family emergency I needed to make my way across the country fast. Finance 27 understood the situation and helped me to get the money I needed fast and hassle-free. Thank you for being so efficient.
— Port Elizabeth —