Finchoice - We will help you choose the best loan option
FinChoice is registered as an authorized financial service provider.
Find a variety of financial products that offers you the perfect financial product to suit your individual needs.
Get financing in a hurry
If you need cash in a hurry, then a KwikAdvance is the best financial option for you. You can borrow up to R2,500 quickly and easily. It’s the same as a payday loan, you will only need to pay back the loan on your next payday. Qualify for a higher loan amount by ensuring you repay the loan on time or earlier, if possible.
FinChoice offers a Personal Protection Plan that will cover you should the worst happen. They will cover you in the event of your death or disability.
Fast and convenient application
Once you have completed the easy loan application process, and have been approved. You can receive the funds in your bank account within 24 hours!
Need a small loan fast?
The Flexi Loan allows you to borrow up to R8,000 and you only need to pay back the loan within 6 months. Early loan repayment allows you to qualify for a larger loan amount.
You will also receive Finchoice’s personal protection plan should you become retrenched, disabled, or even in the event of your death.
Need more money and more time?
For when you have big expenses or need help with the cash for a car purchase or deposit on your home then the premier loan is the service for you. Borrow as much as R30,000 and get a longer time period to pay back the loan amount.
Short-term loans up to R40,000
FinChoice is a division of the HomeChoice group and is registered as an authorized financial service provider.
Our variety of financial product offers you the perfect financial product to suit your individual needs.
Need cash in a hurry?
This service is perfect for when you need cash in a hurry. KwikAdvance will lend you up to R2,500 quickly and easily. Also known as a payday loan, you will only need to pay back the loan on your next payday. If you decide to pay the loan early, you could be rewarded by qualifying for an even higher loan amount.
If you should lose your job or become disabled FinChoice has a Personal Protection Plan that will cover you should the worst happen. They will cover you in the event of your death, so you can have peace of mind, knowing your debt is taken care of in such an event.
Fast and convenient
Once you have completed our easy loan application process, and have been approved. The money will appear in your account within the next 24 hours!
Need a small loan fast?
Do you need a little more extra cash than normal? Then Flexi Loan is the service for you. This service allows you to borrow up to R8,000 and you only need to pay back the loan within a 6 month time period. Should you repay the loan early, you could qualify for a larger loan amount.
Flexi Loan offers a personal protection plan should you become retrenched, disabled or even in the event of your death.
Need more money and more time?
For when you have big expenses or need help with the cash for a car purchase or deposit on your home then-premier loan is the service for you. This service allows you to get as much as R30,000 and gives you a longer time period to pay back the loan amount.
FinChoice Short-term loans
- Loan Type Short-term loans
- Interest Rate from 24%
- Loan Amount up to R40,000
- Repayment 6 months to 24 months
- Decision 2 minutes
Benefits of FinChoice
- Bad credit loans available
- Affordable instalments
Short-term loans calculator
FinChoice - With us you are protected
You can borrow up to R30,000 and you have 12, 24, or 36 months to pay back the loan amount depending on your unique payment plan.
Should you repay the loan within 14 days; you will pay no interest fees. In the event of death, disability, or retrenchment, FinChoice has a protection plan that has got you covered.
How am I protected?
Having peace of mind is important. FinChoice offers a Personal Protection Plan and an insurance policy that covers you in the event of you becoming disabled, losing your income, or in the event of your death.
Convenient upload service available
Apply via their simple-to-use quick document upload service. Upload your supporting documents directly. Your personal information and documents are treated as highly confidential. Your details will only be used for the loan application.
Should you have any difficulties using the service, FinChoice will gladly guide you every step of the way.
E-mail, using your ID number as the subject, and attach your documents. There is an available fax line at 021 680 8257. Alternatively, WhatsApp images of your documents to 063 482 7799.
FinChoice is a trusted & reliable provider of short-term loans
In our review, FinChoice adheres to the compliance criteria in accordance with NCA regulations, where the granting the loan will not cause financial distress to the consumer.
FinChoice is a registered credit provider in South Africa: NCRCP 434
Customer Reviews & Testimonials
They advertise themselves as ‘South Africa’s favourite digital provider’ and I can fully understand why! Their loans are fast, affordable and fair which makes them my favourite lender too!
— Port Nolloth —
I was able to complete an application from the comfort of my home on my Tablet. Who knew that such wonders existed? Now that I know that FinChoice offers online applications I will never look bac...
— Cape Town —
When I needed assistance to purchase my vehicle FinChoice was there to help me out. They allowed me to borrow more money to meet my deposit and repay it over a longer repayment period making it h...
— Jo'burg —
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- 78 Main Rd, Wynberg Cape Town Western Cape 7800 South Africa
- Get Directions
- Private Bag X50, Claremont, Cape Town, 7735, South Africa
- Monday 08:30 – 19:45
- Tuesday 08:30 – 19:45
- Wednesday 08:30 – 19:45
- Thursday 08:30 – 19:45
- Friday 08:30 – 19:45
- Saturday 08:30 – 17:00
- Sunday 09:00 – 14:00