Rating based on 44 reviews

RCS Loans

  • Short-term loans up to R250,000
  • Low-interest starting from 15%
  • Repayment up to 60 months

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RCS Loans homepage
Author RCS Loans. Screenshot of RCS Loans website.
[Accessed May 13, 2018]

RCS Loans – We have the right finance for you

RCS has created a well-respected financial brand in the financial market and is a household name around South Africa.

We understand our clients’ needs

We understand the financial needs of our clients in this country, and we know when you need an instant cash boost, you certainly don’t want to wait for it. We assist in providing our clients with the funds they need in order to get their finances back on track in the quickest turnaround times possible.

Our international relations

We are one of the largest lenders in South Africa and one of the largest in the African market. That is how we provide financial means to clients in South Africa, Namibia and Botswana, through our retailed branches and our easy to use online platforms. We ensure that you are never left out, by providing you with a short-term loan no matter where you are in the country.

We have a wide range of loans to choose from

We ensure you have all you need in the financial world to help you get through life securely, by offering our clients the widest and most comprehensive range of online loans and supporting products.

We are different from other lenders in that we have the experience and knowledge in the industry to assist our clients with the financial support they need.

Fast short-term loans

We can provide our clients with loans that require no collateral or security.

One of our advantages is that we afford our clients the opportunity to apply for a short-term loan through our online application, because as we know time is limited, so this way we won’t waste your time with appointments or by standing in any queues to sign endless pages of paperwork.

We offer our clients invaluable services

  • A personal loan of up to R125,000 that you can use as you desire
  • We offer flexible repayment terms that are in line with the client’s budget and the amount of cash that our clients want to borrow from us, over a term of 12 to 60 months.
  • You will receive the approved funds in your bank account within 24 hours of your approval.
  • We notify our clients as soon as possible regarding the status of their application.
  • Our repayment terms are fixed throughout the term of their contract.
  • The process is completely paperless for your convenience.
  • We provide loan protection for the quick loan amount of our clients, to give peace of mind should they end up in any troublesome situation.
  • We communicate directly with our clients via email or SMS - whichever their preferred communication medium is.

RCS Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 1527.75% p/a
  • Loan Amount up to R250,000
  • Repayment 12 months to 60 months

Benefits of RCS Loans

  • Insurance
  • Online loan applications
  • Reliable short-term loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

RCS - We specialise in finance and insurance

We offer personal and short-term loans for individuals seeking money in a hurry for instances specific to their needs. On top of that, we also offer various insurance products.

RCS supports our clients every step of the way during the quick loan process.

We have a fast loan process

We don’t expect our clients to come into one of our branches only to stand in a long queue to make an appointment. Our technology is there to support all your needs through our online loan application process, which speeds up your loan application enabling you to receive the cash you need faster. RCS’s loans are offered up to R125 000.

Obtain a short-term loan from us

All our clients need to be older than 18 years of age and be a permanent resident of South Africa. Clients will need to provide us with a copy of their ID and have to earn a monthly income of no less than R2000. We might ask for payslips as proof of this, and you will have to bring along three months bank statements as well.

Once you have submitted your payday loan application and all relevant documents are in, we will inform you immediately if you have qualified for a short-term cash loan or not.

Our short-term cash loans

We provide our clients with short-term cash loans between R1 000 and R125 000. We structure the repayment terms and set a debit order in place to ensure the repayments are made on time each month. You have a fixed amount to repay each month, which you can work into your monthly budget. At RCS we do our best to make the process simple and convenient for our clients.

We are transparent and honest

All our fees are transparent so that clients know exactly what they are paying for and our call centre agents are available 24/7 to ensure you have the assistance you need when calling in.

Customer Reviews & Testimonials

June 2018

RCS is no foreign name around South African households. With an excellent reputation nationwide I expected nothing less than a pleasant experience from them. An easy five stars across the board f...

Kevin D
— Potchefstroom —

November 2018

Variety is definitely something that RCS is not lacking. They have a little something available for anyone and everyone. No matter what your financial situation is you can rest assured that they ...

Samantha D
— Rustenburg —

August 2018

A staff that will knock you for a six! I am so pleased with the level of professionalism I was greeted with at RCS. Their staff are all friendly, well-trained and know their products like the bac...

Charné P
— Kimberley —

RCS Loans Contact

Contact Number


  • not available


Physical Address

  • Liberty Grande Building, Voortrekker Rd & Jakes Gerwel Dr, Townsend Estate Cape Town Western Cape 7460 South Africa
  • Get Directions

Postal Address

  • PO Box 111, Goodwood, 7459, South Africa

Opening Hours

  • not available