FNB Loans
- Short-term loans up to R60,000
- Low-interest starting from 10.5%
- Repayment up to 60 months
[Accessed January 30, 2023]
FNB Loans – Your banking finance partner
Offering some of the best short-term loans in South Africa, they're one of the top five leading banks.
They pride themselves on offering the best products and delivering the excellent service you deserve. With their incredible terms, it’s no wonder they're the number one choice for loans.
You'll have access to incredible credit facilities at any of their FNB ATMs, and branches, or through their advanced online banking system.
Financing options that are quick and straightforward
The amount of cash that you can qualify for depends on your credit profile and is subject to credit approval.
FNB offers loans that are straightforward and seamless to suit your finances. You'll be assisted with all your financial decisions from managing your daily cash flow to paying for your dream home.
FNB will help you structure your loan and manage your financial challenges and payments to prevent you from falling behind on instalments.
Excellent loan rates
If you're looking for a short-term loan that's affordable, FNB will be a great choice.
You'll be offered the best possible rates to suit your budget. With their transparent fee structure, you always know exactly what you're paying for.
FNB – Let us help you
FNB will help you make ends meet. You can use the short-term loan for any purpose you desire. From covering unexpected bills to fixing your vehicle.
The loan amount ranges from R100 to R10 000 with one initiation fee, and this will vary per loan amount up to a maximum of 13% with a repayment term of 31 days.
You can manage the repayments of your loan with deposits into your transactional account under your scheduled payments.
eBucks will offer you endless opportunities
With eBucks you earn rewards from FNB and its retail partners when you show your card. You can purchase anything from electronics to household items.
When you pay with your qualifying FNB card you'll automatically earn eBucks from the partner, and the bank, without showing your card.
The FNB Banking App makes banking effortless
The banking app will allow you to access your bank account, make payments and transactions and so much more. You can download the app on App Gallery, Google Play, and App store. Make use of the app anywhere and anytime and it's completely safe and secure to use.
If you want to ask a banking question or need advice you can use the secure chat options and chat with one of their professional and friendly agents.
FNB Loans – Short-term loan
- Loan Type Short-term loans
- Interest Rate from 10.5%
- Loan Amount up to R60,000
- Repayment 30 days to 60 months
Benefits of FNB Loans
- Choose between loan options
- Reliable short term loans
- Competitive interest rates
Short-term loan calculator
FNB Loans Online – Tailor-made & flexible loan options
It's your choice on how you want to deal with them, whether it's via telephone, face-to-face or through internet banking or email.
They'll always assist you with excellent service and ensure that the short-term loan you have in place has maximum benefits.
Criteria to apply
- An existing customer
- Over the age of 18
- South African Citizen with a valid ID
- Meet income requirements
- Demonstrate affordability
Follow these steps to get your short-term loan
Fill in an online loan application form and make sure you attached your ID document to verify your details.
They'll make sure all your details are correct and that you match the lending criteria. They'll then send you an OTP to your cell number.
If you're approved for a short-term loan and you accept the quote they offer you, the money will be deposited into your account.
Simple, rapid, and secure
It's easy for you to apply for a loan through their user-friendly platforms and simple and affordable payment plans.
Why wait? Get access to funds today and sleep better tonight knowing you can afford those things you need in life. Apply with FNB today. They care about your finances.
Benefits when you apply for a loan with FNB Loans
- Safe and secure internet banking
- Short-term loans up to R10 000
- Choose between loan options
- Reliable flexible loans
- Competitive interest rates
FNB Loans is a trusted & reliable provider of short-term loans
In our review, FNB Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.
✅ FNB Loans is a registered credit provider in South Africa: NCRCP 3377
Customer Reviews & Testimonials
FNB Loans Contact
Physical Address
- Simmonds St, Johannesburg Johannesburg Gauteng 2001 South Africa
- Get Directions
FNB Loans Universal Branch Code
- 254005
Postal Address
- PO Box 1153, Johannesburg, 2000, South Africa
Opening Hours
- Monday 09:00 – 15:30
- Tuesday 09:00 – 15:30
- Wednesday 09:00 – 15:30
- Thursday 09:00 – 15:30
- Friday 09:00 – 15:30
- Saturday 08:30 – 11:30
- Sunday – Closed