Vehicle Finance offered by Auto Refin SA

Auto Refin – The best finance options

We will assist you in restructuring your car repayments to lower the interest rates, and our refinancing option can potentially save you a fair share of money in the long term.

We are an independent financial firm with the correct and best processes to save you money. We have extensive experience in the industry and will help you sail through the entire process in a seamless manner. You can trust in our services, as our positive outcomes with previous clients are a testament to this.

Apply online now

You can consider applying for refinancing when you have a vehicle, including caravans and boats that are fully settled.  You only need to complete the online loan application form and we will contact you with a proposed agreement.

Lower instalments

To qualify for lower instalments on vehicle finance, you first need to be in possession of a valid South African Driver’s license. You will need to have a good credit score and earn a minimum of R8500 a month. A copy of your ID document and proof of residence must also accompany your application.

If you choose to buy a second-hand vehicle, it is important for you to consider factors such as service history, mileage and any damage the vehicle might have. We do not refinance any vehicle make before 2004, stolen, recovered or accident damaged vehicles.

Refinancing will not have a negative credit effect

You can rest assured that refinancing will not negatively influence your credit score. It is just another personal loan you have taken out, and if you pay your monthly payments, it will not affect your credit score at all. Your credit score comprises your income, payment history and the current amount of debt you have.

Auto Refin is certainly the option for you if you want to lower your interest rates and refinance your vehicle at an affordable repayment rate. Our staff is friendly, professional and efficient. With their friendly service at your disposal, you can be sure to find the best deals in the market. Just apply online and a helpful consultant will guide you through the entire process. They are on standby to answer any questions you might have and to offer advice on any problems you might encounter.