Rating based on 36 reviews

Earn a Car

  • Rent to own
  • Instant online approval
  • Repayment up to 6 years

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Earn a Car homepage
Author Earn a Car. Screenshot of Earn a Car website.
[Accessed May 13, 2018]

Earn a Car - We have a unique and innovative service

At Earn a Car we have a unique and innovative service that sets us apart from other vehicle finance providers in South Africa.

One of the benefits with us is that you will earn rewards for paying your car finance payments on time. We are vehicle finance, a company with our client's needs in mind. If you’re looking at buying a new car, you can rest assured you will only benefit from going through Earn a Car, as we offer the best quality services and products in the market.

Our exceptional team

We are proud of our team of experts who are always professional and friendly when servicing our clients. As a company, we continually grow to meet industry demands and that of our clients. Our team is passionate about helping you, our client, to get the most affordable vehicle finance out there.

We support you all the way

Earn a car is a very popular choice when it comes to vehicle finance. We support and assist you through all the processes of the application with a well-managed repayment plan, and as mentioned will reward you for paying on time. A great advantage at Earn a car is that you will have access to a proficient and professional team in this industry, and our value-added products which include online loan appovals, make your life easier and offer maximum convenience.

We have great deals and competitive interest rates

We welcome all South Africans to apply for vehicle finance and will help you get great deals on finance as well as great interest rates.

Qualifying for financing

If you are blacklisted, it’s no problem at all, we can still assist you with a bad credit loan. You will need to place a minimum deposit of R16 500 and the balance will be broken down into monthly payments created to suit your budget.

Value-added benefits

With Earn a car you get so much more than just vehicle financing. We have great benefits for you when you use our services. We provide car insurance as well as accident cover and breakdown services.

You can expect to receive a minimum of R300 cashback with every payment made on time. We will pay a portion of your vehicle, service cost and we’re able to offer you a temporary vehicle in the event that you incurred damage to your car during an accident.

We also offer a vehicle tracker to give you extra security and peace of mind. Your vehicle will be under warranty throughout your vehicle loan period and should you need to be towed, we will offer you up to R500 to help cover the cost. All these added benefits set us apart from our competitors which means you’ll truly be receiving the best deal with Earn a Car.

Earn a Car – Vehicle finance

  • Loan Type Vehicle finance
  • Repayment 4 years to 6 years

Benefits of Earn a Car

  • Affordable car loan options
  • Accident and roadside assistance
  • Get approved online instantly

Vehicle finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Earn a Car – Vehicle finance with great benefits

We have created an online platform that is simple and secure for all potential clients to use.

Our car deals are constantly updating car deals on our online platform and it is easy to find a deal to suit your budget. We supply you with a competitive car loan deal when you eventually find that ideal vehicle. We have a wide variety of car brands available, so all you need to do is browse through our many options available to you.

Apply online now

You can apply online through our website, register, and complete the online loan application with your personal details. You will have access to all the updated options we have available and furthermore, you can fill in the brand of car, model, make and color you are looking for. You can also toggle between price ranges where we narrow down the search in order to comply with your specifications, making searching on our platform a pleasure.

You will get a well-structured payment plan

Once you have agreed to our terms and conditions for your vehicle finance, as well as the structured repayment plan, we will forward you the contract to sign and pay the loan amount into your bank account.

At Earn a car you will receive a cashback amount for every payment made on time. So, if you are looking for a car along with car finance then we are the right option for you.

Our value-added services will be a big advantage to you and you will receive everything you require from one well-designed platform! We are here to assist you throughout the process and look forward to helping you make your financial dreams come true.

Customer Reviews & Testimonials

March 2019

I couldn’t believe how easy it was to qualify for a car loan and how easy the repayment options were. The fact that I was able to earn rewards just by paying my loan on time every month was amazi...

Adrie S
— Parys —

December 2018

After being declined by banks and other loan companies because of my bad credit, I was worried that I would never find a loan. I applied for a loan via your website and was able to secure vehicle...

Boni A
— Welkom —

January 2019

I paid my vehicle loan and was rewarded with a cash payment of R400. That extra reward money came in very handy at the end of the month and the cash back incentive always makes me pay my loan on ...

Privina K
— Smithfield —

Earn a Car Contact

Contact Number


  • not available


Physical Address

  • 8 Jubilee St, O.R. Tambo, Kempton Park Johannesburg Gauteng 1619 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed