Rating based on 67 reviews


  • Vehicle finance up to R20,000
  • Expert bridging finance
  • Low-interest starting from 36%

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Lamna homepage
Author Lamna. Screenshot of Lamna website.
[Accessed January 30, 2023]

Lamna - Asset backed finance spesialists

At Lamna, they offer you an opportunity to invest through asset-backed transactions in order to get the vehicle finance you need to purchase the vehicle you’ve chosen.

National Credit Act of South Africa

Lamna works in line with the standards set by the National Credit Act of South Africa. They're compliant with the regulations set by NCA. For many years they've been assisting clients with vehicle finance allowing you the freedom of buying a vehicle as well as the security when it comes to registered lenders.

They're highly trained and skilled

Their firm takes pride in the fact that their staff has years of experience and they're qualified to help you obtain vehicle finance. They understand your needs and they strive to help you reach your goals by offering varying degrees of financial advice. They've made their mark in the industry and have received top ratings and reviews from their customers.

Borrow against your assets fast

They provide you with an alternative to loans when you need to purchase a vehicle.

No credit check required

When you borrow against your asset on a short-term basis, you'll be able to afford the vehicle you desire. Their online loan application is simple and they can assist you without a credit check, documents, or paperwork.

Convenient service

Standing in queues can be tedious and time-consuming, therefore they've made it much quicker for you to apply for their online applications. The application has been designed to be quick and easy and they can help you today by saving you time and money.

Secure lending solutions

Your car loan application will be treated confidentially and they'll keep your information secure at all times. They can offer you secured vehicle finance against your current car, as long as it comes with the documents to work with. Once they provide you with an appraisal you accept, they can transfer the cash to your account.

Lamna – Vehicle finance

  • Loan Type Vehicle finance
  • Interest Rate 3660% p/a
  • Loan Amount up to R20,000

Benefits of Lamna

  • Short-term bridging finance
  • Secured bridging finance

Vehicle finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This vehicle finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Lamna – Helping you get the car you need

They can assist you with a short-term advance on your current vehicle that you can use for your next vehicle. To apply, you simply submit your application using the easy steps accessible on their website.

They also have the option for you to contact them telephonically and this puts you in direct contact with one of their qualified appraisers.  They'll give you advice and they'll find the best possible solution for you.

Application process

Your application is paperless and done online on their web page and you can apply for a loan at your convenience. Once you've made your quick loan application online, you can visit them at any of their branches, and in order for them to give you an accurate appraisal, they'll have to see your vehicle. Thereafter, they'll give you an offer on your collateral and you can decide, obligation free, whether you would like to accept their offer. If you would like to accept their offer, they'll draw up an agreement for you to sign and accept.

You'll need to provide them with your proof of address and ID document, at which point they'll immediately transfer the funds to your account.


During the term of the personal loan, your assets used as collateral will be stored safely during the loan term. They can use any item of value and these include jewellery, artworks, watches, gold, and vehicles.

Low-interest rates

They charge low-interest rates on a monthly basis, which will be included in your vehicle loan agreement. Their terms are transparent and their rates are affordable. Repayment terms will be stipulated in your contract and their highly qualified staff will be available to you if you have any queries regarding your loan.

They guarantee secured loans

By using your assets as security, they're able to offer secured personal loans. They're flexible and are able to assist you with any asset that carries the worth of collateral for the amount of cash needed.

At Lamna, they'll offer you great rates and financial help when you're in the market to purchase a vehicle.

Customer Reviews & Testimonials

March 2019

I was unable to qualify for a loan from anywhere because of my bad credit score. I applied for a car loan with Lamna and was approved for a secured loan almost instantly and able to use my old ca...

Nomuula Z
— Worcester —

November 2018

I applied to have my current car appraised in order to use it as security to apply for a new loan. Sandra helped me and she was excellent, all my questions were answered in record time. I found t...

Mike G
— Knysna —

January 2019

It was so easy to apply for a car loan all that I needed to do was to supply an item of collateral in order to secure my loan. I was able to secure enough money to purchase the car that I wanted ...

Haley S
— Port Elizabeth —

April 2019

I found a lovely little used car at a small dealership but was unable to secure a loan to buy it. I found your website online and applied for a loan. I was amazed that you offered to finance the ...

Mkhaha M
— Goldfields —

Lamna Contact

Contact Number


  • not available


Physical Address

  • 128 Strand Street, Soho On Strand Building, Office 201A Cape Town Cape Town City Center 8000 South Africa
  • Get Directions

Postal Address

  • PO Box 50798, Waterfront, 8002, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed