Lamna
- Vehicle finance up to R20,000
- Expert bridging finance
- Low-interest starting from 36%
Table of Contents
[Accessed January 30, 2023]
Lamna - Asset backed finance spesialists
At Lamna, they offer you an opportunity to invest through asset-backed transactions in order to get the vehicle finance you need to purchase the vehicle you’ve chosen.
National Credit Act of South Africa
Lamna works in line with the standards set by the National Credit Act of South Africa. They're compliant with the regulations set by NCA. For many years they've been assisting clients with vehicle finance allowing you the freedom of buying a vehicle as well as the security when it comes to registered lenders.
They're highly trained and skilled
Their firm takes pride in the fact that their staff has years of experience and they're qualified to help you obtain vehicle finance. They understand your needs and they strive to help you reach your goals by offering varying degrees of financial advice. They've made their mark in the industry and have received top ratings and reviews from their customers.
Borrow against your assets fast
They provide you with an alternative to loans when you need to purchase a vehicle.
No credit check required
When you borrow against your asset on a short-term basis, you'll be able to afford the vehicle you desire. Their online loan application is simple and they can assist you without a credit check, documents, or paperwork.
Convenient service
Standing in queues can be tedious and time-consuming, therefore they've made it much quicker for you to apply for their online applications. The application has been designed to be quick and easy and they can help you today by saving you time and money.
Secure lending solutions
Your car loan application will be treated confidentially and they'll keep your information secure at all times. They can offer you secured vehicle finance against your current car, as long as it comes with the documents to work with. Once they provide you with an appraisal you accept, they can transfer the cash to your account.
Lamna – Vehicle finance
- Loan Type Vehicle finance
- Interest Rate 36 – 60% p/a
- Loan Amount up to R20,000
Benefits of Lamna
- Short-term bridging finance
- Secured bridging finance
Vehicle finance calculator
Lamna – Helping you get the car you need
They can assist you with a short-term advance on your current vehicle that you can use for your next vehicle. To apply, you simply submit your application using the easy steps accessible on their website.
They also have the option for you to contact them telephonically and this puts you in direct contact with one of their qualified appraisers. They'll give you advice and they'll find the best possible solution for you.
Application process
Your application is paperless and done online on their web page and you can apply for a loan at your convenience. Once you've made your quick loan application online, you can visit them at any of their branches, and in order for them to give you an accurate appraisal, they'll have to see your vehicle. Thereafter, they'll give you an offer on your collateral and you can decide, obligation free, whether you would like to accept their offer. If you would like to accept their offer, they'll draw up an agreement for you to sign and accept.
You'll need to provide them with your proof of address and ID document, at which point they'll immediately transfer the funds to your account.
Collateral
During the term of the personal loan, your assets used as collateral will be stored safely during the loan term. They can use any item of value and these include jewellery, artworks, watches, gold, and vehicles.
Low-interest rates
They charge low-interest rates on a monthly basis, which will be included in your vehicle loan agreement. Their terms are transparent and their rates are affordable. Repayment terms will be stipulated in your contract and their highly qualified staff will be available to you if you have any queries regarding your loan.
They guarantee secured loans
By using your assets as security, they're able to offer secured personal loans. They're flexible and are able to assist you with any asset that carries the worth of collateral for the amount of cash needed.
At Lamna, they'll offer you great rates and financial help when you're in the market to purchase a vehicle.
Customer Reviews & Testimonials
Lamna Contact
Physical Address
- 128 Strand Street, Soho On Strand Building, Office 201A Cape Town Cape Town City Center 8000 South Africa
- Get Directions
Postal Address
- PO Box 50798, Waterfront, 8002, South Africa
Opening Hours
- Monday 08:30 – 17:00
- Tuesday 08:30 – 17:00
- Wednesday 08:30 – 17:00
- Thursday 08:30 – 17:00
- Friday 08:30 – 17:00
- Saturday – Closed
- Sunday – Closed