Rating based on 67 reviews


  • Vehicle finance up to R20,000
  • Expert bridging finance
  • Low-interest starting from 36%

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Lamna homepage
Author Lamna. Screenshot of Lamna website.
[Accessed May 13, 2018]

Lamna - Asset backed finance spesialists

At Lamna, we offer our clients an opportunity to invest through asset-backed transactions in order to get the vehicle finance you need to purchase the vehicle you’ve chosen.

National Credit Act of South Africa

Lamna works in line with the standards set by the National Credit Act of South Africa. We are compliant with the regulations set by NCA. For many years we have been assisting clients with vehicle finance allowing our customers the freedom of buying a vehicle as well as the security when it comes to registered lenders.

We are highly trained and skilled

Our firm takes pride in the fact that our staff has years of experience and they are qualified to help you obtain vehicle finance. We understand your needs and we strive to help you reach your goals by offering varying degrees of financial advice. We have made our mark in the industry and have received top ratings and reviews from our customers.


Borrow against your assets fast

We provide our clients with an alternative to loans when they need to purchase a vehicle.

No credit check required

When you borrow against your asset on a short-term basis, you will be able to afford the vehicle you desire. Our online loan application is simple and we can assist you without a credit check, documents, or paperwork.

Convenient service

Standing in queues can be tedious and time-consuming, therefore we have made it much quicker for you to apply for our online applications. The application has been designed to be quick and easy and we can help you today in saving you time and money.

Secure lending solutions

Your car loan application will be treated confidentially and we will keep your information secure at all times. We can offer you secured vehicle finance against your current car, as long as it comes with the documents to work with. Once we provide you with an appraisal you accept, we can transfer the cash to your account.

Lamna – Vehicle finance

  • Loan Type Vehicle finance
  • Interest Rate 3660% p/a
  • Loan Amount up to R20,000

Benefits of Lamna

  • Short-term bridging finance
  • Secured bridging finance

Vehicle finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Lamna – Helping you get the car you need

We can assist you with a short-term advance on your current vehicle that you can use for your next vehicle. To apply, you simply submit your application using our easy steps accessible on our website.

We also have the option for you to contact us telephonically and this puts you in direct contact with one of our qualified appraisers.  They will give you advice and they will find the best possible solution for you.

Application process

Your application is paperless and done online on our web page and you can apply for a loan at your convenience. Once you have made your quick loan application online, you can visit us at any of our branches, and in order for us to give you an accurate appraisal, we will have to see your vehicle. Thereafter, we will give you an offer on your collateral and you can decide, obligation free, whether you would like to accept our offer. If you would like to accept our offer, we will draw up an agreement for you to sign and accept.

You will need to provide us with your proof of address and ID document, at which point we will immediately transfer the funds to your account.


During the term of the personal loan, your assets used as collateral will be stored safely during the loan term. We can use any item of value and these include jewelry, artworks, watches, gold, and vehicles.

Low-interest rates

We charge low-interest rates on a monthly basis, which will be included in your vehicle loan agreement. Our terms are transparent and our rates are affordable. Repayment terms will be stipulated in your contract and our highly qualified staff will be available to you if you have any queries regarding your loan.

We guarantee secured loans

By using your assets as security, we are able to offer secured personal loans. We are flexible and are able to assist you with any asset that carries the worth of collateral for the amount of cash needed.

At Lamna, we will offer you great rates and financial help when you are in the market to purchase a vehicle.

Customer Reviews & Testimonials

March 2019

I was unable to qualify for a loan from anywhere because of my bad credit score. I applied for a car loan with Lamna and was approved for a secured loan almost instantly and able to use my old ca...

Nomuula Z
— Worcester —

November 2018

I applied to have my current car appraised in order to use it as security to apply for a new loan. Sandra helped me and she was excellent, all my questions were answered in record time. I found t...

Mike G
— Knysna —

January 2019

It was so easy to apply for a car loan all that I needed to do was to supply an item of collateral in order to secure my loan. I was able to secure enough money to purchase the car that I wanted ...

Haley S
— Port Elizabeth —

April 2019

I found a lovely little used car at a small dealership but was unable to secure a loan to buy it. I found your website online and applied for a loan. I was amazed that you offered to finance the ...

Mkhaha M
— Goldfields —

Lamna Contact

Contact Number


  • not available


Physical Address

  • 128 Strand Street, Soho On Strand Building, Office 201A Cape Town Cape Town City Center 8000 South Africa
  • Get Directions

Postal Address

  • PO Box 50798, Waterfront, 8002, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed