Rating based on 36 reviews


  • Worldwide banking
  • Revolving loans
  • Competitive rates

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Author HSBC Bank. Screenshot of HSBC Bank website.
[Accessed May 13, 2018]

HSBC Bank - Global standards for better banking

HSBC founded in 1865 to finance trade between Asia and the West and has grown to be one of the world’s largest banking and financial services organisations.

Our client basis is around 38 million, serving customers in retail banking and wealth management, commercial banking, global banking and markets and global private banking.

We have around 3900 offices worldwide and our network covers 67 countries and territories in Europe, Asia, the Middle East, Africa, North America and Latin America.

We will help you achieve your financial goals

Our banking system has enabled businesses to thrive, economies prosper and has connected customers with opportunities where they can fulfil their hopes and realise their ambitions.

HSBC is listed on the London, Hong Kong, New York, Paris and Bermuda stock exchanges with HSBC Holdings plc held by 200 000 shareholders in 131 countries and territories.

We cover 90 percent of global trade, making us uniquely placed to help customers achieve their financial ambitions.

Reliable banking solutions

HSBC has established standards, policies and processes, making our global brand instantly recognisable throughout the world.

These standards are set out in the Global Standards Manual and describe standards and principles for conducting business, no matter what the location.

In this way, our customers can rely on us to offer the same high and ethical standards wherever they're looking for a bank account or a home loan

Dependable banking solutions

The company was founded in March 1865 in Hong Kong, emerging as a local banking serving international needs.

We have grown over the past 150 years and our basis of capital strength, strict cost control and relationships with customers has allowed us to weather all changes in order to survive. HSBC now stands as an internationally recognised bank with a corporate character that allows us to meet the challenges of the 21st century. This includes online banking and up to date information and financial and investment services. 

Our banking solutions

At HSBC we believe in acting with courageous integrity while being dependable and always doing the right thing. We’re open to different ideas and cultures and pride ourselves on being connected to customers, communities, regulators and each other. We offer a range of products including everyday bank accounts, loans, overdrafts and credit cards.

These values are the basis for the company and guide us in our customer support and interaction. While aiming for connecting with customers across borders, we recognise the need to connect with one another internally. We also aim to respect the various cultures and perspectives that are present in our global network.

Sustainability for long-term business relationships

Sustainability is a high priority for our company and we are committed to building a long-term business where relationships last and standards are held. This involves maintaining our standards within the company as well as understanding the impact of our actions on the broader community and the environment.

We are constantly encouraging employees to be open, dependable and connected as we embrace diversity and inclusion. This is aided by providing customers and communities with regular updates, involving them in the day-to-day running of the business and allowing us to measure our progress against the commitments that we have made

HSBC Bank – Banking product

  • Loan Type Banking

Benefits of HSBC Bank

  • Choose between a variety of loans
  • Business and personal account
  • Overdraft facilities

HSBC Bank - We empower our community

At HSBC we place great emphasis on values and strive to empower our employees to the right thing and meet the expectations of society, customers, regulators and investors.

In this manner we aim to connect with customers, regulators, communities, creating a sense of dependability. At the same time, we are open to different ideas and cultures, promoting a sense of diversity and inclusion within the company.

Within these values is our aim to attract and motivate employees to commit to a long-term career with us and a long-term interest in our stakeholders. We manage this by taking an active approach to risk and our robust governance helps us to meet our responsibilities and protect the future of the business.

Our strategy

We have developed a long-term, two-part strategy which reflects our purpose. This involves developing our international network and investing in wealth and retail businesses with local scaled. By adopting these strategies we can increase connectivity on a global scale while investing in emerging markets and economies.

Commercial banking

HSBC commercial banking covers the developed and developing markets across 53 countries and territories. Our customers range from small enterprises to mid-market companies and large multinationals and our teams of relationship managers connect to each customer, providing them with the tools to function efficiently.

Services include providing support for working capital, long or short-term loans and acquisition or project finance and assistance with raising money from stock and bond markets.

These can be divided into four specialist fields: Global Trade and Receivables Finances (assisting with trade cycles, working capital, managing trade risks and supply chains), Global Liquidity and Cash Management (giving businesses greater control of cash through seamless e-payments between countries and currencies), Global Banking (access to a wide range of financing) and Insurance and Investments (business insurance and protection).

Global markets

At HSBC we understand the need to deal with markets at a fast past and so we provide our clients with 24 support across main trading and sales platforms in London, New York and Hong Kong.

Due to our vast knowledge and experience of local markets we are able to offer clients access to Equities, Fixed Incomes, Foreign Exchange, Commodities and prime online loan services across developed and emerging markets.

Customer Reviews & Testimonials

March 2019

I took out a personal loan from HSBC Bank and I’m so happy at how affordable my rate is. Thank you!

Thato M
— Johannesburg —

December 2018

HSBC Bank has an exceptional staff. Whenever I need something, I am treated with so much respect and I feel so valued as a customer.

Kirsty H
— Cape Town —

February 2019

I am a business owner and I’ve trusted HSBC Bank since I started my business because they offer great service and they have played a vital role in the success of my business.

Andy G
— Vereeniging —

HSBC Bank Contact

Contact Number


  • not available


Physical Address

  • 2 Exchange Square, 85 Maude Street Johannesburg Gauteng 2000 South Africa
  • Get Directions

HSBC Bank Universal Branch Code

  • 58 7000

Postal Address

  • Private Bag X 785434 Sandton, Johannesburg, 2146, South Africa

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed