Finance 27
- Payday loans up to R4,700
- Low-interest starting from 38%
- Repayment up to 6 months
Table of Contents
[Accessed January 31, 2023]
About Finance 27
Finance 27 offers you a financial solution that could be the answer if you find yourself in a cash-strapped situation.
Their payday loans provide you with an instant decision on approval and are paid out within 24 hours of approval.
What is a payday loan?
A payday loan is generally a cash loan that is payable within 32 days or on your next pay date. Some payday loans offer larger loan amounts and up to 90 days to repay.
Finance 27 gives you the power of choice
Their up-to-date and innovative online lending platform allows you to choose a credit solution that fits your individual needs. You can apply at any time that is most convenient for you. The loans offered by Finance 27 are flexible, unique, and hassle-free.
Whether your car broke down, you forgot about a birthday, or you simply need to improve your mid-month cash flow, Finance 27 has a short-term credit solution that can give you financial freedom. Their payday loans are easy to apply for from anywhere in South Africa.
Partner with a team of qualified experts
Finance 27 takes pride in knowing that all their staff members are highly trained in the financial sector. They have extensive experience and knowledge in the lending industry and therefore ensure that your best financial interest is their top priority.
How safe is your information with Finance 27?
One thing that they don’t take lightly is the protection of your personal information. Finance 27 has a well-put-together system that ensures that your personal data is safe at all times.
They also don’t believe in third-party information sharing so there is no need to feel unprotected when entering your personal information on their website.
Finance 27 Services
At Finance 27 you can expect to receive unparalleled customer service.
They’re committed to upholding a standard of service that their customers have become accustomed to over the years. Each new client is treated with dignity and respect and they’re focused on your financial well-being at all times.
What a Finance 27 payday loan can do for you
Depending on your current credit profile, a payday loan from Finance 27 could offer you loan amounts ranging from R500 up to R8,000 with repayment terms of between 61 and 65 days. The maximum annual percentage rate on loans offered by Finance 27 is 38%.
If, for instance, you opt for a loan of R7,000 and a repayment period of 65 days, you can expect to repay:
- Interest – R852.39
- Loan fees – R1,017.74
- This means that you’ll repay a total amount of R8,870.14.
Access to immediate loan payouts
At Finance 27 there is a general rule that loans are paid out within 24 hours after approval. However, they offer you the freedom of choice. If you need the money immediately, they can do an immediate transfer to your account for a small fee of R57.
What happens if you don't pay on time?
They understand that sometimes the unforeseen happens and you’re unable to keep to your financial commitments. Finance 27 is committed to its clients and should you find yourself in a predicament that’s preventing you from paying back your loan, they will help you to find a workable solution.
They believe that communication is key and therefore urge you to contact them in such an event so that alternative payment arrangements can be made.
Finance 27 – Payday loan
- Loan Type Payday loans
- Interest Rate from 38%
- Loan Amount up to R4,700
- Repayment 20 days to 6 months
Benefits of Finance 27
- Hassle-free instant loans
- Straightforward and flexible short-term loans
- Same-day online payday loans
Payday loan calculator
Fill that mid-month money gap with a payday loan from Finance 27
As previously stated, Finance 27 has made applying for a payday loan super-easy. They give you the comfort and convenience of applying at any time that suits you best from anywhere you are.
The documents needed for the application
As with any credit application, you’ll need to supply the lender with some documentation to verify your information and conduct a credit check for affordability purposes. Finance 27 requires:
- South African ID document/Smartcard
- Proof of your current address not older than three months
- Most recent payslip or employment contract
- A breakdown of your monthly income and expenses
- Employer details
- Bank statements for confirmation of salary and account
The eligibility criteria for a payday loan
Being eligible for a payday loan means that you meet the minimum criteria required to apply for the loan.
- Meet the minimum age requirement of at least 18
- Be permanently employed
- Have a bank account registered in your own name
- Have a South African ID document/Smartcard
The loan application in 3 easy-to-follow steps
- To apply for a payday loan from Finance 27 you’ll need a laptop, a desktop computer, a smartphone, and an internet connection. Navigate to the website and indicate the desired loan amount and repayment term on the homepage. Once you’ve made your selection, you’re presented with the amount of interest and fees repayable on the loan. To see if you qualify for the chosen loan amount, enter your South African ID number and agree to a credit check. You’ll receive an instant answer and if you qualify, you can click on apply now to go to the application page.
- The application page requires you to provide Finance 27 with information like your postal and physical address, employer details, contact details, a list of your monthly income and expenses and your banking details for the payment into your account and the debit order for the repayment of your loan.
- A quick check is performed to confirm your details and affordability and the money is paid into your bank account within 24 hours. If you need the money immediately, you could request an instant payment at an additional fee of R57.
The main benefits of a Finance 27 payday loan
- Excellent customer service
- Flexible loan options
- Instant answers on loans
- Immediate transfer option available
- Instant loans of up to R8,000
An online lender that caters to your needs
With so many online lending platforms available, choosing the right one could prove to be difficult. Finance 27 has built a solid reputation for caring for the financial well-being of its customers and ensuring that they practice responsible lending. They’re a reliable and respected partner for all your payday loan requirements.
Customer Reviews & Testimonials
Finance 27 Contact
Physical Address
- Floor 1 Wapadrand Shop Ctr, Wapadrand Rd, Wapadrand Pretoria Gauteng 0050 South Africa
- Get Directions
Opening Hours
- not available