Rating based on 1,620 reviews
About – Finance 27
At Finance 27 we dedicate ourselves to assisting our clients with short-term loans with an extremely competitive interest rate added with superior service.
Our service is fast
Same day, online, loans facility that can assist you with easy cash in your pocket - hassle and fuss-free!
Finance 27 ensures a simple online credit solution to avoid those financial concerns you have by making sure that you have the cash available when you need it most. Giving you peace of mind over your financial concerns.
Instant payday loans
For quick and easy payday loans, we have you covered! Secure cash advances from R 500 to R 4000 and receive your loan instantly anywhere in South Africa.
We are accredited and fully compliant with the National Credit Regulator and that enables us to provide short-term loans to debtors in need.
We value your feedback
Your local partner in credit financing, we need your information helps us to better respond to your individual needs and continually strive to improve our offerings based on the information and feedback we receive from you.
Loan affordability and calculations can easily be done on our website so you are well aware of your personal loan and what your repayment options are.
Services – Finance 27
When you apply for a loan, you can choose the period that you would like to repay the loan.
We load a debit order on your account and every time you get paid an instalment is deducted from your account. This means that you don't have to worry about making cash deposits or any other form of repayment arrangement; everything is done automatically. We give you the flexibility and the peace of mind.
Choose your loan, tell us about yourself and receive your cash!
You will need to complete the online application form. On this form, you need to give us your contact details, physical address and postal address, employer details and a breakdown of your income(s) and expenses. You need to provide us with your banking details as we need to pay the loan into your account and load the debit order(s) for your instalment(s).
When you apply for a loan, you can choose the period that you would like to repay the payday loan. We load a debit order on your account and every time you get paid an instalment is deducted from your account. This means that you don't have to worry about making cash deposits or any other form of repayment arrangement; everything is done automatically. We give you the flexibility and the peace of mind.
Non-payment of accounts
Renewals of loans will be seen as a new loan and therefore the same interest and rates will apply as for the new short-term loans. Non-payment of your account will result in an R 50 service fee and 5% interest added every month.
If you fail to make payments for two months, your account will be handed over to an external debt collection company. Not repaying your loan on time will decrease your credit rating and might make it difficult to qualify for finance at other credit providers in future.
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Summary of Services
- UNSECURED Personal Loans
- PAYDAY Loans
Finance 27 - Get a payday loan fast
If you are a South African citizen, above 18 years of age and are employed with a valid bank account, you automatically qualify for a loan.
We do not make any instant cash pay-outs to any of our clients. All payments are deposited directly into the same everyday bank account in which you receive your salary. Consequently, your bank account needs to be active and you have to be able to make cash withdrawals on that account.
Fast loan turnaround times
First-time clients are limited to a R 2 500 payday loan for up to one month. If you have been making use of Finance 27’s services for some time, you will be able to borrow up to an amount of R 4 000.
We always make payments the same day that your loan is approved. It then takes 24 hours for the money to reflect in your account, but it is also possible to make an immediate payment of a small service fee of R 57, and the money will be available in your account immediately.
Bad credit clients can be considered
Credit checks are done in your name, but if you have a bad credit record, it does not necessarily mean that we will not be able to assist you. We consider various factors and if we feel comfortable that you will be able to repay the loan that you made, we will certainly consider your application as a loan for bad credit.
We understand that certain things happen in life that you have no control over. That is why we will always try and accommodate your situation and make alternative arrangements where we can if you are not able to pay your instalment on time. Please speak to us! We will best assist if we fully understand your financial situation and concerns.
Customer Reviews & Testimonials
Although the whole application process was entirely online, I still felt like I was dealing with people.
— Rustenburg —
When I heard that Finance 27 offers same day finance, I wasn’t sure. But I can testify that I got the cash for my payday loan on the same day of being approved- so it's real!
— Johannesburg —
Thanks to Finance 27’s quite flexible lending amounts, I was able to secure a payday loan of R3 000 which was exactly what I needed.
— Nelspruit —