Rating based on 94 reviews

Letsatsi Finance

  • Payday loans up to R8,000
  • Low-interest starting from 150%
  • Repayment up to 6 months

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Author Letsatsi Finance. Screenshot of Letsatsi Finance website.
[Accessed January 31, 2023]

Letsatsi Finance - Reliable and affordable loans

Sometimes life has a less than desirable way of sneaking up on you. This might be through a medical emergency or your car breaking down mid-month.

There is no need to make your world revolve around your current financial problem. That is probably why you have ended up on this page, to search for a solution.

With a payday loan from Letsatsi Finance, you will soon be carrying on with life as you knew it before your finances went haywire. They are in the business of rebuilding people's lives.

A little history of a great company

More than 20 years ago in 1999, the microfinance company was established and called Letsatsi Finance. Their head office was set up in Rivonia, Johannesburg.

The company started with a simple mission in mind, to provide financial assistance at affordable prices. Over the years they have accomplished great things for many people.

They are to service millions of people struggling financially and have managed to set up more than 50 branches country-wide.

Who they are

The success of Letsatsi Finance has been thanks to the values they have upheld since its establishment. They only believe in making life better for their customers. They have been consistent and passionate in their values. This shows in the conduction of the day-to-day business they do.

With honesty and integrity at the order of each new day, they strive to give their customers nothing less than the best. They are open and transparent about each aspect of the service they provide.

Loans between R500 and R8 000

The service you will receive at Letsatsi Finances is outstanding. It takes a lot in the cut-throat business world of today, to still be successful 20 years later.

They stayed true to their start-up values and gained more knowledge and understanding through the years. As a result of this method of conducting business, they only grew stronger.

You can be sure that they don't only aim to understand each customer's situation but also strive to bring you the most affordable, responsible, and understanding solutions.

Get a Payday loan from Letsatsi Finance

Getting back to the topic of discussion, they offer a payday loan that might help you when you need it the most. As the name suggests, it's an instant loan that is repaid on your next payday.

These types of financial aids are especially helpful when an emergency occurs. To know that you can get help just makes life easier to manage. This loan can give you instant access to any amount from R500 to R8 000 and there is a one-month repayment term.

More great services from Letsatsi Finance

Another great offer from them is their funeral cover. Everybody needs to know that when the inevitable happens, their loved ones are taken care of.

In addition to assisting you to keep your finances healthy, they have a financial wellness program. This service aims to help you understand your finances better and to manage your money better.

They can assist you with anything from a debt review to default listings. Getting you financially healthy and on track again matters to Letsatsi Finance.

Letsatsi Finance – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 150%
  • Loan Amount up to R8,000
  • Repayment 10 days to 6 months

Benefits of Letsatsi Finance

  • Payday loan up to R8000
  • Competitive interest rate
  • Flexible repayment terms

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Letsatsi knows what’s best for you and your budget!

Just like with any other loan there are some things you need to know before you apply. There is also some documentation required to establish a few things.

Letsatsi Finance has made the application process easy and understandable for everyone. They are easily reachable should there still be something you don't understand.

Documents required: 

  • Your South African ID document or a copy thereof will be needed.
  • To show that you receive a regular income, the last 2 months' payslips are required.
  • Affordability can be shown with a 3 months bank statement.
  • You will also need proof of your current residence.

Applying for a payday loan from Letsatsi Finance is easy and can be done by visiting a branch nearest to you with your documents, phoning the number provided on their website, or simply completing the quick and easy online loan application form.

The application process:

Step one:

The first step is to go online to the website and under the one-month loan option, click on apply now. You are directed to the first part of the application form where you will confirm a few questions. You can tick the box to agree and click on next.

You will then indicate that you wish to complete the online application form and click on next.

Step two:  

You can be directed to the application form where you are required to complete each field in full. This form includes a few standard questions that are easy to fill in. Once you have completed the application form you may submit it along with the relevant documentation.

Step three:

Your payday loan will be reviewed and you will soon receive an offer from Letsatsi Finance. If you agree to the offer you can accept it and the necessary documents will be sent for your signature.

Step four:

When everything has been signed and sent back, your money will be paid into your bank account within the next 24 hours.

A promise made is a promise kept with Letsatsi Finance

Don't fall for empty promises made by some lenders. Often there are many things written in fine print that we do not realise.

Choose to get the financial aid you deserve from a lender that is open and honest about what you will be paying for. Let Letsatsi Finance make your life easier by helping you grow with a payday loan.

Benefits of Letsatsi Finance's payday loan 

  • You get approval within 1 hour of applying.
  • They have professional staff to assist you all the way.
  • They offer many financial services.
  • They are 100% transparent and honest.
  • You can receive the funds within 24 hours.
  • The application is quick and easy.
man holding thumbs up

Letsatsi Finance is a trusted & reliable provider of payday loans

In our review, Letsatsi Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Letsatsi Finance is a registered credit provider in South Africa: NCRCP895

Customer Reviews & Testimonials

October 2018

Letsatsi Finance has really nailed down their customer service. They are truly an example for how customers should be treated. This was my first time as their customer and I was treated with the ...

Tony A
— Port Elizabeth —

February 2019

I didn’t feel like I was applying for a loan because everything was just so simple and there were no unnecessary steps that made things more complicated than they needed to be. I’ll certainly be ...

Lucas M
— Pinetown —

June 2021

I was in desperate need of quick cash and a friend told me to try Letsatsi Finance. They had a payday loan on offer that was exactly what I needed. I applied with them and got paid out within 24 ...

Semenya B
— Sedibeng —

June 2021

When things go wrong financially, it happens fast. Luckily I could count on Letsatsi Finance to assist me in my time of need. Their payday loans payout in record time and they have no hidden fees...

Meyer L
— Stilbaai —

September 2021

Getting a payday loan from Letsatsi Finance is the easiest thing to do. They are a great company and always ready to understand and assist. I am pleased to do business with them. The service is o...

Plaatjies C
— Langebaan —

Letsatsi Finance Contact

Physical Address

  • 222 Rivonia Rd, crn Alon & Michelle Street, Morningside Close Office Park, Sandton Johannesburg Gauteng 2001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed