Rating based on 92 reviews


  • Payday loans up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 30 days

In-page navigation

Mulah homepage
Author Mulah. Screenshot of Mulah website.
[Accessed January 31, 2023]

Mulah - Get a payday loan fast

Get a payday loan fast with Mulah.

They are a young, energetic team of creative entrepreneurs, analysts, and microfinance online experts who will offer you innovative financial services.

They are in the business of providing you with short-term finance for those days when your bank balance can do with a bit of a boost. Sometimes unforeseen events can place a financial strain on you and other times you may just need a little extra cash for that holiday you had always dreamed about.

A transparent lender

Having a low cash flow can be very frustrating. Mulah will be more than happy to assist you with a payday loan and the application will be simple and easy. They will provide you with all the relevant information to make a responsible and informed decision regarding their loans.

They believe in full transparency, so there are no hidden costs or clauses within their loan agreements.

Responsible lending

Mulah is listed with the NCR and follows all legislation in respect of the South African Credit Regulator.

They will assess your financial history to provide you with a payday loan that will be affordable to repay. The interest rates will be a fixed amount over the period of your agreement with them. This will be a huge benefit because this way you can budget with ease.

Mulah Services

They will do everything to give you the freedom to choose the exact amount of money you would like to borrow.

The online loan calculator will help you to determine what amount you can afford as well as set up a convenient date for when the payday loan repayment can take place. You will be able to change your loan, top it up or take out a new loan.

You can appeal if your loan is not approved

If your loan does not get approved the first time, they will go the extra mile to help you get the finance you need. You can contact them directly and make an appeal for a loan. In the appeal process, they will manually assess your situation and take a closer look at your application and what the problem might have been. To appeal you can submit the following details via email with your reference number attached.

  • Latest Payslip.
  • Latest 3 months bank statements.
  • Copy of your ID Document.
  • A brief motivation.

DebiCheck can help you manage your debit orders          

You will be able to review your debit order details on your preferred loan, ensuring increased security and making sure you are in control of your debit orders. This enables you to reject debit orders that do not align with the details of your agreement with Mulah. It puts you in control, giving you the assurance that debit orders going off your account have been approved and agreed to by you.

Mulah – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 24 hours to 30 days

Benefits of Mulah

  • Competitive interest from 60%
  • Payday loans up to R4,000
  • Loan terms up to 30 days

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Mulah - Fast payday loans

To apply for a loan at Mulah you need to be a South African citizen.

You must have a regular income and bank account into which your salary is deposited monthly, and you must be over the age of 21. A valid email address is required and a cell phone number so that they can keep in touch while the loan is being processed.

Follow these easy steps to apply for a loan at Mulah:

Step one:

Use the calculator to work out the loan amount, repayment period, and interest rates.

Step two:

Fill in the quick and easy loan application form with your personal details and attach a copy of your ID.

Step three:

A credit check will be done to make sure everything is in order with your finances.

Step four:

If you are approved your loan will be deposited into your bank account on the same day of approval.

Application made easy

Mulah wants to offer you a stress-free experience when it comes to finances. That is why they made sure that applying for a loan with them is straightforward and seamless. Apply today and get your loan approved within a minute!

Benefits when you apply for a loan at Mulah

  • The loan calculator will help you to work out what your repayment will be.
  • DebiCheck will help you to manage your debit orders.
  • Same day payout if the application is done before 15:00.
  • Safe and secure online application.

Customer Reviews & Testimonials

March 2019

I applied for a payday loan and got the money so quickly. I give my experience a solid 10 out of 10!

Thembinkosi M
— Durban —

October 2018

I've taken out loans a few times before but this was hands down the easiest process I've gone through.

Lorcia M
— Kimberley —

April 2019

It was so nice dealing with a company that removes the stress out of getting a loan.

Roberta P
— Cape Town —

August 2021

It was so nice dealing with a company that removes the stress of getting a loan. I would recommend Mulah to anyone that needs a loan.

Plaatjies R
— Cradock —

October 2021

I applied for a loan and got the money so quickly. I give my experience a solid 10 out of 10!

Nkosi S
— Queenstown —

October 2021

I took out loans a few times before, but this was hands down the easiest process I've gone through. Thank you for making it pleasant Mulah.

Philander L
— Kimberly —

Mulah Contact

Physical Address

  • A, Waterkloof Rand Corporate Park, 358 Buffelsdrift St, Erasmusrand Pretoria Gauteng 0181 South Africa
  • Get Directions

Postal Address

  • P.O Box 99849, Garsfontein East, 0060, South Africa

Opening Hours

  • Monday 08:30 – 16:00
  • Tuesday 08:30 – 16:00
  • Wednesday 08:30 – 16:00
  • Thursday 08:30 – 16:00
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed