Rating based on 92 reviews


  • Payday loans up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 30 days

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Author Mulah. Screenshot of Mulah website.
[Accessed May 13, 2018]

Mulah - Get a payday loan fast

We are a young, lively team of creative entrepreneurs, analysts, and Micro Finance online experts; we offer innovative financial services to Mzanzi (South Africa) and beyond.

Mulah is all about serving you and making sure that you get by, at some point in our lives, we all could use a little helping hand and Mulah is willing to assist with our payday loans.

We understand our market and what our client’s needs are because we are part of it, our friends and their friends are part of our amazing market, and this makes us great.

How Mulah works

It’s a week away from payday; you’ve been invited to a braai, but the mere thought of taking a bottle of sugar water and half a polony just won’t do right? Or that half a packet of two middle noodles stacked away in the kitchen cupboard for a rainy day “imagine that “the good news is that this is precisely where Mulah can help you with a short-term loan.

We cut out the middleman

We understand that time is money and most people just don’t like waiting, for that reason Mulah offers you speedy short-term and safe online loan solutions. By using this method we are able to cut out the middleman as well as that boring process of complex paperwork associated with loaning from the bank.

Making it quick and easy is what puts us on top of our game!  Using an online scale quickly determines a potential client’s risk factor, stating the amount of loan funding that individual is suitable for. Make sure that the process takes place immediately and that the loan can be released into the client’s personal bank account anywhere in South Africa.

Convenience is key

You know that surfing lesson or dance class you’ve had your eye on or perhaps that hot date you just can’t afford to pay for?  Well, now you can, how about that?

You can fill your bathtub with chocolate and Champaign a marshmallow or two if that’s your fancy because you can do anything you want.

When a client is approved for a fast loan from Mulah and it seriously doesn’t take long, just sign a debit order for collection of the loan and associated fees with your bank of choice, we can now say Hoorah and congrats! Oh, one more thing, remember that all debit orders must fall within 30 days of the loan

Company goals

Mulah goals are to provide easily accessible payday loan finance to young professionals on a short-term basis. We strive to make the process of applying for a loan painless and more user-friendly also as inexpensive as possible by making loan finance accessible immediately over the internet.

Mulah.co.za expectations are to streamline the procedure of taking a loan as well as repaying it.

Our ducks are in a row

We definitely work by the book and have our ducks in a row. Quick Ching t/a Mulah, is listed with the NCR and follows all legislation in respect of the South African Credit Regulator. (We know it’s a real mouthful).

The company is also listed with the MFSA, the official body of representation of microcredit providers in South Africa, who represent us at government departments, NCR and industry representative institutions.

Mulah – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 24 hours to 30 days

Benefits of Mulah

  • Competitive interest from 60%
  • Payday loans up to R4,000
  • Loan terms up to 30 days

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Mulah - Fast payday loans

Payday loans from Mulah quick ching!

If you’re waiting in line to pay for your groceries and all you are able to pull out your wallet are old receipts and tissues out your pocket, if this is the case, then you are in desperate need of an instant loan or as they would say a cash injection or payday loan.

Fast payday loans

Here at Mulah we do just that, with our payday loan services, you can loan the amount you need in a jiffy, just like that.  Let’s say you need R4000, you are welcome to apply for a quick instant loan hassle-free and only pay it back on your next payday (or the number of days that suit you best)

You can save time with a Mulah account

If this is the first time you are applying with our online loan application you will be amazed at how fast it really is, you can save time with a Mulah account, hence our slogan quick ching.

If you have applied before for a payday loan and your application was successful. Then you will find that it is even quicker and easier the second time around, all you have to do is log in with the details we send you and start that second quick loan process.

Save yourself some money by applying for a payday loan online, instead of getting into arrears on your debt and getting charged late fees or reactivation (we are all well aware of that darn feeling to pay additional costs to get our electricity switched back on)

30-day payday loan

You will regret falling behind on your bills, don’t do it! Even if you think its ok because it’s such a small account. If knowing how easy it could have been to have paid it and saved your credit record, like we have previously stated that our payday loans don’t mean you have to pay it back on your next payday. Yes, you heard correctly, you can choose when you’re ready to pay your short-term loan back, from day 1 to 30 days.

Apply online – it's fast and convenient

Start your application for a personal loan from Muluh quick Ching and don’t get caught without cash again. And did you know that Mulah quick ching has gone paperless for existing clients! No documentation, no faxing, no mailing.

Standing customers that want to apply for a Mulah loan can apply via the My Account section. All agreements will be signed simply by clicking the Accept button. Although we would still need your latest 3 months bank statements but don’t stress because this can easily be uploaded via our upload widget from your desktop PC.

We are simply requesting the state to ensure that we are responsible for granting you a loan for bad credit. We aim to be the most responsible and respected lender in South Africa and to ensure that you don’t get yourself in a situation of over-indebtedness.

Contact Us:

Tel: +27 (87) 237 7010    Fax: +27 (86) 599 6280

Mail: [email protected]    Accounts: [email protected]

Customer Reviews & Testimonials

March 2019

I applied for a payday loan and got the money so quickly. I give my experience a solid 10 out of 10!

Thembinkosi M
— Durban —

October 2018

I've taken out loans a few times before but this was hands down the easiest process I've gone through.

Lorcia M
— Kimberley —

April 2019

It was so nice dealing with a company that removes the stress out of getting a loan.

Roberta P
— Cape Town —

Mulah Contact

Physical Address

  • A, Waterkloof Rand Corporate Park, 358 Buffelsdrift St, Erasmusrand Pretoria Gauteng 0181 South Africa
  • Get Directions

Postal Address

  • P.O Box 99849, Garsfontein East, 0060, South Africa

Opening Hours

  • Monday 08:30 – 16:00
  • Tuesday 08:30 – 16:00
  • Wednesday 08:30 – 16:00
  • Thursday 08:30 – 16:00
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed