Rating based on 49 reviews

Yebo Loans

  • Affordable loan amount
  • Affordable interest rates
  • Flexible repayment terms

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Yebo Loans homepage
Author Yebo Loans. Screenshot of Yebo Loans website.
[Accessed May 13, 2018]

Yebo Loans - Our loan turnaround times are fast

Yebo loans or a personal loan service that offers fast loans in a hurry. We guarantee same-day payments, making us the loan provider to turn to when you need cash in a hurry. 

Our personal loans can be applied for even if you have bad credit and we don’t run a credit check so the chance that you get approved is much higher than with other lenders.

Yebo Loans offers the following:

  • We offer quick loans with the same day payout
  • Low-interest rates
  • Easy repayment terms
  • Instant outcome
  • Money paid directly into your account
  • Easy debit order repayment schedule
  • You can upload documents directly from the website
  • Apply online or at any of our branches

What supporting documentation do I need

  • A copy of your valid South African ID document
  • A copy of your latest 3 payslips
  • A copy of your last three months' banking statements
  • Copy of your proof of residence not older than 3 months older.

Benefits of a Yebo Loan

  • We offer instant loans between R5000 up to R120 000
  • Easy repayment terms of between 12 and 60 months
  • Easy online application with assistance if you need it
  • Flexible interest rates
  • Flexible repayment terms
  • Insurance
  • No collateral needed

Struggeling with debt? We can help

If you are really struggling financially and your debt is giving you sleepless nights or causing you a lot of stress, it might be time to look at getting National Debt Counselling. 

You can apply online for debt counseling or call 087 727 9728 and we will give you a callback and assist you further.

We will assist you to reduce your monthly payments to an amount that you will be able to afford as well as protect you from creditors taking your assets from you. When you are drowning in debt and see no other solution we are here to offer you a lifeline.

We negotiate for you   

We have helped thousands of South African citizens to regain their financial freedom by negotiating easier repayment terms for them. This helps them stay on top of the bills that they need to pay and helps them avoid late payments and added interest fees.

How it works

We contact the people that you owe money to and negotiate a settlement amount for your account with them. We then pay this settlement amount. We repeat this process with everyone that you owe money to, and consolidate your debt into one easy-to-manage payment.

This, in turn, gives you more control over your budget and ensures that you stick to the loan agreement. By only needing to pay one creditor you will have money and be less likely to miss payments on your loan. 

Yebo Loans – Personal loan

  • Loan Type Personal loans

Benefits of Yebo Loans

  • PAYDAY Loans
  • PERSONAL Loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Yebo Loans - Choose one of our great loan options

Payday loans are great if you need a little bit of extra money to make it to the end of the month, but the downside is that the amount borrowed plus interest needs to be paid back all at once, this can sometimes trap people in a lending cycle.

If you already didn’t’ have enough money to get through the month and have to borrow money, then next month you would need to pay back the short term loan plus interest putting you even further behind with your finances and forcing you to take out extra loans to meet these obligations.

Personal loans

Yebo loans offer personal loans from as little as R5000 to as much as R120 000 with a fixed interest rate and repayment terms to suit your pocket.  Other loans that are referred to as online loans include the following:

  • Real people home improvement loans
  • First national bank personal loans
  • Capfin loans

How to apply

Simply apply online and fill out our online application form. To apply for a bad credit loan we will need the following information:

  • First name and last name
  • E-mail address
  • Cell phone number
  • National South African number
  • Monthly Net income
  • Monthly gross income
  • Loan amount
  • Employment time
  • Company name
  • Consent to a credit check
  • Bank name
  • Account number
  • Account type
  • When is your payday?

A payday loan has the following benefits:

  • Borrow as much as R2 500
  • Get a no-obligation free quote
  • Free to apply
  • Easy to apply online loan application form
  • 100% safe and confidential
  • Fast processing
  • No paperwork everything can be done online
  • An immediate decision
  • Get your cash paid directly into your bank account

You will qualify for a payday loan if you meet the following criteria:

  • You must be permanently employed
  • You must be a South African citizen
  • You must be between the ages of 18 and above

Contact us

If you are looking for a personal loan in South Africa you will then get the money quickly and will give you easy repayment terms then Yebo loans could be the solution for you.

Contact us by calling (+27) 86 619 3840 or (+27) 41 366 1108 or visit our branch.

You can visit our website on www.yebofinance.co.za 

Customer Reviews & Testimonials

September 2018

Yebo Loans helped me when every other door I had turned to rejected me. Thank you so much Yebo Loans.

Sheila A
— Benoni —

April 2019

After applying for a Yebo Loans loan, I was happy to see that the interest rates they have are quite affordable.

John P
— Klerksdorp —

April 2019

Applying for credit at Yebo Loans was the best financial decision I made for my budget.

Palesa L
— Mafikeng —

Yebo Loans Contact

Contact Number



  • not available

Physical Address

  • Commercial Road Pick n Pay Centre, Sidwell Port Elizabeth Eastern Cape 6001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed